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1532 Chilworth Ave, Middle River, MD, 21220

2beds
1baths
896sqft
$152,500
$170price/sqft
$1,370/moest. monthly cost
$54,800/yrincome needed

About This Home

Opportunity awaits in this charming 2-bedroom, 1-bath brick townhome in the Ballard Gardens community! Whether you're a homeowner looking to build equity or an investor searching for your next project, this home offers a solid start with plenty of potential to make it your own. Step inside to find hardwood floors and an open main-level layout that creates a comfortable flow between the living and dining areas. Upstairs features two spacious bedrooms and an oversized full bath complete with a jetted soaking tub and separate stall shower. The partially finished basement offers additional living space and is ready for your personal updates, making it ideal for a recreation room, home office, gym, or workshop. Outside, enjoy a covered front porch, covered rear deck, fenced backyard, and the convenience of a rear parking pad. Central A/C provides year-round comfort. Conveniently located near shopping, dining, parks, major commuter routes, and everything Middle River has to offer, this home is a fantastic opportunity to customize a property to fit your style and needs.

Getting Around

65
WalkingSomewhat Walkable
35
TransitSome Transit
47
BikeSomewhat Bikeable

Schools

2/10
2/10
Kenwood High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1953

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 448

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Dining Area,Open Floorplan,Bathroom - Stall Shower,Combination Kitchen/Dining,Combination Dining/Living
  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 896

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,344
  • Total interior livable area: 896 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 04151512202230
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Back Yard

Lot

  • Lot size: 1,680 sqft

Parking

  • Total spaces: 2
  • Parking features: Paved,Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Cold Wave
Lightning
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $771$9,252
Home Insurance *$59$708
Property Taxes $259$3,108
Electricity $281$3,374
Total$1,370$16,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,971/yr
40% on housing$41,100/yr
45% on housing$36,533/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 21220$160
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21220$216
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$152,500
2024-01-22Sold$105,000
2004-07-16Sold$59,400
1996-06-20Sold$50,000
1996-02-02Sold$68,000

For Sale by Agent

AgentLiz Keyser
BrokerageLPT Realty, LLC

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