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825 Martin Rd, Essex, MD, 21221

4beds
2baths
2,238sqft
$349,900
$156price/sqft
$2,709/moest. monthly cost
$108,360/yrincome needed

About This Home

This beautifully renovated Cape Cod combines timeless charm with modern finishes and an abundance of versatile living space. Offering 4 bedrooms and 2 full bathrooms, plus 2 additional finished rooms in the lower level, this home provides endless possibilities for today's lifestyle. Whether you need extra bedrooms, a home office, gym, playroom, craft room, or guest space, the flexible floor plan can easily adapt to your needs. Inside, you'll find luxury vinyl plank flooring throughout the main and upper levels, creating a warm and cohesive feel. The bright, updated kitchen is the heart of the home, featuring quartz countertops, stainless steel appliances, gas cooking, and plenty of cabinet and workspace. Natural light fills the home, enhancing the fresh, modern aesthetic throughout. Both full bathrooms have been thoughtfully updated with stylish finishes, contemporary fixtures, and clean, modern design. The finished lower level offers even more living space with a spacious family room, an additional full bathroom, and two bonus rooms that provide exceptional versatility for a variety of uses. Step outside to a fully fenced, level backyard that's perfect for entertaining family and friends, hosting summer barbecues, gardening, or creating your own outdoor retreat. With plenty of room for pets, play, and relaxation, the backyard is a wonderful extension of the home's living space. Move-in ready and thoughtfully updated throughout, this home offers the perfect combination of comfort, functionality, and flexibility. With generous living areas, modern upgrades, and room to grow, this is a property you'll be proud to call home.

Getting Around

54
WalkingSomewhat Walkable
43
TransitSome Transit
42
BikeSomewhat Bikeable

Schools

3/10
Sussex Elementary SchoolGrades PK-50.3 mi
4/10
Deep Creek Middle SchoolGrades 6-81.0 mi
3/10
Chesapeake High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1950

Materials

  • Foundation: Other
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Dryer,Ice Maker,Oven/Range - Gas,Refrigerator,Stainless Steel Appliance(s),Washer,Water Heater,Electric Water Heater
  • Laundry features: Lower Level,Has Laundry

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom1

  • Features: Bathroom - Tub Shower,Flooring - Ceramic Tile
  • Level: Main
  • Area: 45
  • Dimensions: 9 X 5

Bathroom2

  • Features: Bathroom - Stall Shower,Flooring - Ceramic Tile
  • Level: Lower

Bedroom1

  • Features: Ceiling Fan(s),Flooring - Luxury Vinyl Plank
  • Level: Main
  • Area: 126
  • Dimensions: 14 X 9

Bedroom2

  • Features: Ceiling Fan(s),Flooring - Luxury Vinyl Plank
  • Level: Main
  • Area: 121
  • Dimensions: 11 X 11

Bedroom3

  • Features: Flooring - Luxury Vinyl Plank,Recessed Lighting
  • Level: Upper
  • Area: 140
  • Dimensions: 10 X 14

Bedroom4

  • Features: Flooring - Luxury Vinyl Plank,Recessed Lighting
  • Level: Upper
  • Area: 154
  • Dimensions: 14 X 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Bonus Room

  • Features: Flooring - Luxury Vinyl Plank,Recessed Lighting
  • Level: Lower
  • Area: 110
  • Dimensions: 10 X 11

Bonus Room

  • Features: Flooring - Carpet,Recessed Lighting
  • Level: Lower
  • Area: 99
  • Dimensions: 11 X 9

Family Room

  • Features: Flooring - Luxury Vinyl Plank,Recessed Lighting
  • Level: Lower
  • Area: 154
  • Dimensions: 14 X 11

Features

  • Bathroom - Tub Shower,Bathroom - Stall Shower,Ceiling Fan(s),Combination Dining/Living,Entry Level Bedroom,Family Room Off Kitchen,Open Floorplan,Recessed Lighting,Upgraded Countertops
  • Flooring: Luxury Vinyl,Carpet
  • Finished area below ground: 924
  • Finished area above ground: 1,314

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,238
  • Total interior livable area: 2,238 sqft

Kitchen

  • Features: Countertop(s) - Quartz,Flooring - Luxury Vinyl Plank,Kitchen - Gas Cooking,Recessed Lighting
  • Level: Main
  • Area: 153
  • Dimensions: 17 X 9

Living Room

  • Features: Flooring - Luxury Vinyl Plank,Recessed Lighting,Living/Dining Room Combo
  • Level: Main
  • Area: 350
  • Dimensions: 14 X 25

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 04151512570010
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Fencing: Chain Link,Full,Back Yard

Lot

  • Lot size: 6,136 sqft
  • Lot size dimensions: 1.00 x

Parking

  • Total spaces: 2
  • Parking features: Driveway,On Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Coastal Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$130$1,560
Property Taxes $525$6,300
Electricity $285$3,421
Total$2,709$32,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,880/yr
40% on housing$81,270/yr
45% on housing$72,240/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 21221$161
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21221$198
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$314,900
2026-08-10Price change$314,900
2026-07-05Listed for sale$349,900
2023-11-03Sold$157,000
2023-09-29Pending sale$80,000
2023-09-27Listed for sale$80,000

For Sale by Agent

AgentR.J. Breeden
BrokerageBerkshire Hathaway HomeServices Homesale Realty

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