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1205 Bayside Rd, Baltimore, MD, 21221

3beds
3baths
2,650sqft
$799,000
$302price/sqft
$5,607/moest. monthly cost
$224,280/yrincome needed

About This Home

Experience the best of Chesapeake Bay waterfront living in this beautifully updated, move-in-ready 3-bedroom, 3-bath home offering approximately **50 feet of shoreline**, spectacular water views, and a private 120-foot pier. Designed for boating enthusiasts and anyone seeking the ultimate waterfront lifestyle, the marine-grade pier features **two boat slips**, a **10,000-pound boat lift**, and a separate lift for jet skis or other personal watercraft, providing direct access to the Chesapeake Bay for boating, fishing, crabbing, kayaking, and paddleboarding. Thoughtfully designed for everyday living and entertaining, the home features **three spacious bedrooms and two full baths on the upper level**, including a private primary suite with a convenient **laundry chute** that leads directly to the first-floor laundry room. A **main-level full bath with shower** offers added flexibility for guests, rinsing off after a day on the water, or potential main-level living. The updated kitchen is equipped with **GE Profile appliances**, including a modern **induction cooktop**, blending performance, efficiency, and style. Recent improvements include **two 3-ton HVAC systems (2023), GE Profile appliances (2023), a hybrid hot water heater (2025), new second-floor carpeting (2026), and beautifully refinished hardwood floors (2026)**, allowing buyers to move in with confidence. Step outside onto the expansive **12' x 30' Trex deck**, perfectly positioned to enjoy panoramic water views, outdoor dining, entertaining, or peaceful mornings overlooking the water. Additional premium features include **400-amp electrical service**, ideal for today's technology needs and future upgrades, along with a **rough-in for a future elevator**, providing long-term flexibility and accessibility. Whether you're searching for a **waterfront home**, **private dock**, **boat lift**, **deep-water access**, **Chesapeake Bay boating**, or a luxury waterfront retreat with modern updates and exceptional outdoor living, this remarkable property delivers an unmatched combination of comfort, convenience, and coastal lifestyle.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

6/10
4/10
Deep Creek Middle SchoolGrades 6-82.9 mi
3/10
Chesapeake High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: CPVC/PVC,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,650

Heating & Cooling

  • Heating features: Heat Pump,Programmable Thermostat,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Heat Pump,Programmable Thermostat,Electric

Interior Area

  • Total structure area: 2,650
  • Total interior livable area: 2,650 sqft

Property

Accessibility

  • Accessibility features: 2+ Access Exits,Accessible Doors,Accessible Hallway(s),>84" Garage Door,Low Pile Carpeting

Details

  • Parcel number: 04151513208700
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • On waterfront: Yes
  • Waterfront features: River
  • Waterbody name: Back River
  • Frontage length: Water Frontage Ft: 50

Lot

  • Lot size: 8,712 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Faces Side,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$296$3,552
Property Taxes $934$11,208
Electricity $337$4,051
Total$5,607$67,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$192,240/yr
40% on housing$168,210/yr
45% on housing$149,520/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$302This listing

vs Other Active Listings

Avg $/sqft

ZIP 21221$159
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21221$198
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Listed for sale$799,000
1990-05-23Sold$40,000

For Sale by Agent

AgentJeremy McDonough
BrokerageMr. Lister Realty

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