13202 Cherwin Ave, Baltimore, MD, 21220
About This Home
Wow, you don't want to miss this Rarely Available Waterfront Rancher (no Flood Insurance Required) Located at the mouth of the Beautiful Bird and Gunpowder Rivers. You'll Absolutely LOVE the EXPANSIVE WATER VIEWS from Inside and outside, Along with BREATHTAKING SUNSETS! 117 foot Pier, Recent bulk head & Concrete Sundeck, Custom inlaid brick sidewalks and patio with Huge Retractable Sun Setter Awning, Out building/ She-Shed and soo Much More! Seller has made Many Improvements Inside and Out! Property sits on high ground, so Flood insurance is Not Required! Some Recent Updates and features include New foyer and hallway lights, Gorgeous Custom Flooring Throughout, 7 Ceiling fans, Fireplace Insert with Harmen Pellet stove, Water Heater, Attic Fan, Whole house fan, Architectural Shingle Roof on House and Out Building, Kitchen Range, Microwave, Countertops, Drainage System around Exterior of home, Gutter guards, Out Building /She-Shed has all weather speakers and more! This AWESOME home is much larger inside then it appears!, Make Your Waterfront Dream Come True! WELCOME HOME
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Very Good,Excellent
- Year built: 1981
Materials
- Foundation: Crawl Space
- Roof: Architectural Shingle
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Dishwasher,Dryer,Exhaust Fan,Self Cleaning Oven,Oven/Range - Electric,Refrigerator,Washer,Water Heater,Electric Water Heater
- Laundry features: Main Level
Bedroom2
- Level: Main
- Area: 144
- Dimensions: 12 X 12
Bedroom3
- Level: Main
- Area: 144
- Dimensions: 12 X 12
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 3
Dining Room
- Level: Main
- Area: 132
- Dimensions: 11 X 12
Features
- Attic,Attic/House Fan,Built-in Features,Ceiling Fan(s),Entry Level Bedroom,Family Room Off Kitchen,Formal/Separate Dining Room,Eat-in Kitchen,Kitchen - Table Space,Pantry,Primary Bedroom - Bay Front,9'+ Ceilings,Dry Wall
- Door features: Sliding Glass,Six Panel,Storm Door(s)
- Window features: Double Pane Windows,Replacement,Screens,Vinyl Clad
- Flooring: Laminate,Luxury Vinyl
- Number of fireplaces: 1
- Fireplace features: Insert,Brick,Pellet Stove
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,934
Great Room
- Level: Main
- Area: 513
- Dimensions: 19 X 27
Heating & Cooling
- Heating features: Baseboard,Zoned,Electric
- Cooling features: Ceiling Fan(s),Central Air,Electric
Interior Area
- Total structure area: 1,934
- Total interior livable area: 1,934 sqft
Kitchen
- Level: Main
- Area: 144
- Dimensions: 12 X 12
Living Room
- Level: Main
- Area: 192
- Dimensions: 12 X 16
Primary Bedroom
- Level: Main
- Area: 168
- Dimensions: 12 X 14
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 04151513855051
- Zoning: RESIDENTIAL
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Patio
- Exterior features: Awning(s),Lighting,Extensive Hardscape,Storage,Sidewalks,Other
- Fencing: Chain Link
- Has view: Yes
- View description: Bay,Garden,Panoramic,River,Water
- Has water view: Yes
- Water view: Bay,River,Water
- On waterfront: Yes
- Waterfront features: Private Dock Site,Bayfront,Canoe/Kayak,Fishing Allowed,Boat - Powered,Personal Watercraft (PWC),Private Access,River
- Waterbody name: Bird River
- Frontage length: Water Frontage Ft: 50
Lot
- Lot size: 0.28 Acres
- Features: Bulkheaded,Fishing Available,Landscaped,Level,Rear Yard,Rip-Rapped
Parking
- Parking features: Asphalt,Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Heat Wave
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,285 | $39,420 |
| Home Insurance * | $255 | $3,060 |
| Property Taxes | $612 | $7,344 |
| Electricity | $281 | $3,374 |
| Total | $4,433 | $53,196 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-08 | Listed for sale | $675,000 |
| 2024-12-01 | Listing removed | $674,900 |
| 2024-12-01 | Listed for sale | $674,900 |
| 2024-11-21 | Pending sale | $674,900 |
| 2024-11-16 | Listing removed | $674,900 |
| 2024-10-12 | Price change | $674,900 |
| 2024-10-07 | Price change | $649,900 |
| 2024-09-27 | Listed for sale | $674,900 |
| 2016-09-08 | Sold | $315,000 |
| 2016-06-29 | Listed for sale | $315,000 |
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