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7429 Bay Front Rd, Sparrows Point, MD, 21219

5beds
5baths
5,057sqft
$1,899,000
$376price/sqft
$12,958/moest. monthly cost
$518,320/yrincome needed

About This Home

Imagine ending each day with the sun setting over the water, your boat just steps away, while gathered on a covered porch where every detail was designed for effortless living. This custom waterfront estate isn't simply a home, it's the backdrop for a lifetime of unforgettable moments. Built with intention and positioned on 1.26 elevated and beautifully landscaped acres secured by a private electronic gate, this one of a kind home offers a true coastal lifestyle. Expansive windows, soaring 10-foot ceilings, and an open floor plan capture breathtaking water views throughout. At the heart of the home, the chef's kitchen features a gourmet island with breakfast bar, premium appliances including Breville convection microwave grill combo, KitchenAid microwave/oven, oversized refrigerator, double ovens, lighted cabinetry, and a walk-in pantry. Through double sliding doors you’ll discover a covered composite deck complete with vaulted ceilings, a fan for a never ending breeze, retractable screens, propane fireplace, television, and grilling station where you’ll enjoy sweeping views of the waterfront. Sip your coffee while you watch the eagles, osprey and great blue herons soar by. This is truly where you’ll enjoy seamless indoor/outdoor living. Outside, your private resort awaits. Relax beside the 18' x 36' inground pool with custom Eagle Ray mosaics, built in benches and diving board, or head to the 120-foot private pier with picnic area,10,000 lb boat lift, and dual jet ski lifts for an evening on the Chesapeake. Designed for entertaining and everyday comfort, this spectacular home offers 5-6 bedrooms, 4.5 baths, a private office, loft/library, elevator servicing every level, and a finished lower level ideal for guests, recreation room or multi-generational living. The waterfront primary suite provides panoramic views, dual walk-in closets, and a spa-inspired bath with a soaking tub overlooking the shoreline. Exceptional craftsmanship includes 2x6 construction, 2-inch closed-cell spray foam insulation, floors and walls insulated for sound, dual-zone HVAC, central vacuum, an oversized climate-controlled garage capable of parking full size SUV or trucks. A sturdy 10x16 shed provides additional outdoor storage. At more than 20 ft above sea level, no flood insurance is required. Enjoy your bay front lifestyle without the worry. Built in 2021, offering timeless quality, unmatched waterfront amenities, and future subdivision potential, this is a rare opportunity to own a home where every detail was thoughtfully designed, and every day feels like a vacation. Located on a quiet street in a well-established neighborhood that is rich with local history, near 1300 acre North Point State Park and Fort Howard Park, you’ll feel worlds away while staying close to Baltimore, Annapolis, and DC. Boaters will appreciate easy access to top destinations on the Bay. Some homes are simply built. Others are thoughtfully crafted to become the place where life's best memories unfold. This is one of them. Schedule your private tour and experience what makes this extraordinary property unlike anything else on the market.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

2/10
3/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 2021

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Microwave,Double Oven,Range Hood,Stainless Steel Appliance(s),Washer,Water Heater,Cooktop,Electric Water Heater
  • Laundry features: Has Laundry,Upper Level,Laundry Room,Mud Room

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Improved,Interior Entry,Exterior Entry,Walk-Out Access,Finished

Bathroom1

  • Level: Upper

Bathroom2

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Lower

Bedroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Exercise Room

  • Level: Lower

Family Room

  • Level: Lower

Features

  • Soaking Tub,Bathroom - Walk-In Shower,Ceiling Fan(s),Central Vacuum,Chair Railings,Crown Molding,Elevator,Open Floorplan,Kitchen - Gourmet,Kitchen Island,Pantry,Primary Bedroom - Bay Front,Primary Bath(s),Walk-In Closet(s),9'+ Ceilings
  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane,Electric
  • Fireplace: Yes
  • Finished area below ground: 1,389
  • Finished area above ground: 3,668

Foyer

  • Level: Main

Game Room

  • Level: Lower

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Central,Heat Pump,Electric,Propane
  • Cooling features: Multi Units,Programmable Thermostat,Heat Pump,Ductless,Zoned,Electric

Interior Area

  • Total structure area: 5,057
  • Total interior livable area: 5,057 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Loft

  • Level: Upper

Mud Room

  • Level: Main

Office

  • Level: Main

Primary Bathroom

  • Level: Upper

Primary Bedroom

  • Level: Upper

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed,Accessible Hallway(s)

Details

  • Parcel number: 04151516000700
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Private pool: Yes
  • Pool features: In Ground,Private
  • Patio & porch: Patio,Porch,Screened,Enclosed
  • Exterior features: Barbecue,Storage
  • Has view: Yes
  • View description: Water,Bay
  • Has water view: Yes
  • Water view: Water,Bay
  • On waterfront: Yes
  • Waterfront features: Bayfront,Bay
  • Frontage length: Water Frontage Ft: 100

Lot

  • Lot size: 1.26 Acres
  • Features: Landscaped,Level,Private,Rear Yard,Poolside,Fishing Available,Bulkheaded
  • Lot size dimensions: 1.00 x

Parking

  • Total spaces: 14
  • Parking features: Storage,Covered,Garage Faces Front,Garage Door Opener,Inside Entrance,Oversized,Asphalt,Enclosed,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 12

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Coastal Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,602$115,224
Home Insurance *$679$8,148
Property Taxes $2,033$24,396
Electricity $644$7,731
Total$12,958$155,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$444,274/yr
40% on housing$388,740/yr
45% on housing$345,546/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$376This listing

vs Other Active Listings

Avg $/sqft

ZIP 21219$193
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21219$215
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$1,899,000
2017-11-07Sold$375,000
2017-09-14Pending sale$375,000
2017-08-06Price change$375,000
2017-05-15Price change$389,900
2017-04-07Listed for sale$425,000
2015-10-28Listing removed$550,000
2015-07-31Listed for sale$550,000
2015-03-15Listing removed$795,900
2014-11-02Listed for sale$795,900

For Sale by Agent

AgentLaura Dernoga
BrokerageCummings & Co. Realtors

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