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2405 Sparrows Point Rd, Sparrows Point, MD, 21219

4beds
2baths
2,600sqft
$385,500
$148price/sqft
$2,906/moest. monthly cost
$116,240/yrincome needed

About This Home

Welcome to 2405 Sparrows Point Road! This spacious all brick colonial boasts 4 bedrooms, 2 full baths and an attached garage. The kitchen has new countertops and recently updated bathrooms. Upstairs you'll find spacious bedrooms and a bonus room attached to the primary bedroom. You'll be able to enjoy the screened in porch right off the generously sized family room. The attic would be an excellent choice for either storage or a separate loft. You will be able to personalize the partially finished basement which has it's own entrance. As a short sale, this home is being sold "as is" and all conditions are subject to shortselling lender approval.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

7/10
2/10
3/10

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Block
  • Roof: Shingle,Composition
  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2023

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Exhaust Fan,Ice Maker,Oven/Range - Gas,Refrigerator,Stainless Steel Appliance(s),Cooktop,Water Heater,Gas Water Heater
  • Laundry features: Main Level,Hookup

Basement

  • Area: 1140

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Improved,Interior Entry,Sump Pump,Unfinished,Water Proofing System

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Features

  • Dining Area,Floor Plan - Traditional,Kitchen Island,Recessed Lighting,Upgraded Countertops,Dry Wall
  • Window features: Double Pane Windows
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,600

Heating & Cooling

  • Heating features: Forced Air,Zoned,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,740
  • Total interior livable area: 2,600 sqft

Property

Accessibility

  • Accessibility features: Accessible Doors,2+ Access Exits

Details

  • Parcel number: 04151516001570
  • Zoning: R
  • Special condition: Short Sale

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Patio,Porch,Enclosed

Lot

  • Lot size: 6,875 sqft
  • Lot size dimensions: 1.00 x

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Inside Entrance,Concrete,Attached,Driveway,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Coastal Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,949$23,388
Home Insurance *$138$1,656
Property Taxes $488$5,856
Electricity $331$3,975
Total$2,906$34,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,634/yr
40% on housing$87,180/yr
45% on housing$77,493/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 21219$203
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21219$215
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Contingent$235,000
2026-07-23Price change$385,500
2026-07-10Listed for sale$405,000
2023-11-24Sold$400,000
2023-10-23Pending sale$374,900
2023-10-12Price change$374,900
2023-09-20Price change$389,900
2023-08-28Listed for sale$399,900
2023-04-21Sold$235,400
2023-03-06Price change$350,000
2023-01-26Listed for sale$299,999
2022-10-04Sold$196,000
2001-11-02Sold$105,000
1996-02-15Sold$100,000

For Sale by Agent

AgentAlex Maltez
BrokerageArgent Realty, LLC

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