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2545 Barrison Point Rd, Baltimore, MD, 21221

3beds
4baths
2,224sqft
$825,000
$371price/sqft
$5,643/moest. monthly cost
$225,720/yrincome needed

About This Home

Live the waterfront lifestyle you’ve been dreaming of in this exceptional colonial perfectly positioned on a rare double lot totaling 0.46 acres with sweeping, unobstructed views of the Chesapeake Bay. Whether it’s sunrise coffee or sunset cocktails, every moment here feels like a getaway. Boaters and water lovers will appreciate the impressive 6' x 72' private pier, fully equipped with jet ski lift just step outside and you’re on the water. Inside this home blends classic elegance with thoughtful updates throughout. The eat-in kitchen features stainless steel appliances and opens into a bright, welcoming living space designed for both everyday comfort and entertaining. Walls of windows and direct access to the expansive two tier deck create seamless indoor/outdoor living making it easy to host or simply unwind while taking in the incredible views. The upper level offers three spacious bedrooms, including a relaxing primary suite with an updated private bath and soaking tub your own retreat at the end of the day. The finished lower level provides additional versatile living space with a recreation room and convenient half bath, perfect for guests, game nights, or a home office. Enjoy peace of mind with major recent updates, including a roof under 5 years old, newer siding (2–3 years), water heater under 3 years old, new HVAC, retaining wall and the added bonus of a whole house generator. As an added opportunity the sale includes an additional .22 acre lot with potential for future use (buyer to verify with county). This is more than a home it’s a lifestyle. Waterfront, privacy, flexibility, and unforgettable views all in one. Rarely does a property like this come along don’t miss your chance.

Getting Around

7
WalkingCar-Dependent
0
TransitNo Nearby Transit
27
BikeSomewhat Bikeable

Schools

6/10
4/10
Deep Creek Middle SchoolGrades 6-83.6 mi
3/10
Chesapeake High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1926

Materials

  • Foundation: Other
  • Roof: Shingle
  • Construction materials: Frame

Notable Dates

  • Major remodel year: 1998

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Dryer,Extra Refrigerator/Freezer,Oven,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Improved,Exterior Entry,Side Entrance

Bedroom2

  • Features: Ceiling Fan(s),Flooring - Carpet
  • Level: Upper

Bedroom3

  • Features: Flooring - Carpet
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bathrooms: 1

Dining Room

  • Features: Flooring - Carpet
  • Level: Main

Features

  • Soaking Tub,Ceiling Fan(s),Open Floorplan,Formal/Separate Dining Room,Eat-in Kitchen,Kitchen - Table Space,Pantry,Primary Bath(s),Primary Bedroom - Ocean Front,Upgraded Countertops,Attic,Bathroom - Tub Shower,Dining Area,Family Room Off Kitchen,Dry Wall
  • Door features: Sliding Glass,Storm Door(s)
  • Window features: Double Pane Windows,Window Treatments
  • Flooring: Carpet,Ceramic Tile
  • Finished area below ground: 400
  • Finished area above ground: 1,824

Half Bath

  • Level: Main

Half Bath

  • Level: Lower

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,224
  • Total interior livable area: 2,224 sqft

Kitchen

  • Features: Ceiling Fan(s),Granite Counters,Eat-in Kitchen,Pantry,Dining Area
  • Level: Main
  • Area: 230
  • Dimensions: 10 X 23

Laundry

  • Level: Main

Living Room

  • Features: Ceiling Fan(s),Flooring - Carpet
  • Level: Main
  • Dimensions: 23 X 27

Other

  • Level: Upper

Primary Bathroom

  • Features: Soaking Tub,Double Sink,Flooring - Ceramic Tile
  • Level: Upper

Primary Bedroom

  • Features: Flooring - Carpet,Ceiling Fan(s),Attached Bathroom
  • Level: Upper

Recreation Room

  • Features: Basement - Partially Finished
  • Level: Lower

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 04151516600190
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck,Porch
  • Has view: Yes
  • View description: Water,Bay
  • Has water view: Yes
  • Water view: Water,Bay
  • On waterfront: Yes
  • Waterfront features: Boat/Launch Ramp - Private,Bayfront,Boat - Powered,Fishing Allowed,Personal Watercraft (PWC),Private Access,Canoe/Kayak,Bay
  • Waterbody name: Cheasapeake Bay
  • Frontage length: Water Frontage Ft: 100

Lot

  • Lot size: 0.46 Acres
  • Features: Additional Lot(s),Bulkheaded,Landscaped,Rear Yard

Parking

  • Parking features: Asphalt,Off Street,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$306$3,672
Property Taxes $883$10,596
Electricity $283$3,400
Total$5,643$67,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$193,474/yr
40% on housing$169,290/yr
45% on housing$150,480/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$371This listing

vs Other Active Listings

Avg $/sqft

ZIP 21221$158
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21221$198
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Listed for sale$825,000
2025-09-16Listing removed$849,900
2025-07-18Price change$849,900
2025-04-06Price change$875,000
2024-11-25Listed for sale$899,900
1998-05-08Sold$120,625
1995-05-11Sold$170,000

For Sale by Agent

AgentRita Quintero
BrokerageCummings & Co. Realtors

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