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9003 Chesapeake Ave, Baltimore, MD, 21219

5beds
3baths
2,928sqft
$899,999
$307price/sqft
$6,184/moest. monthly cost
$247,360/yrincome needed

About This Home

Seller's are serious about selling, you can tell by the Price Improvement !!! **Waterfront Gem on Miller's Island with Stunning Bay Views** Welcome to this exceptional 5-bedroom, 2.5-bathroom waterfront home located on Miller Island. Enjoy breathtaking water views and a clear sightline to the Bay Bridge from the comfort of your own property. This home features a private pier, ideal for relaxing by the water or taking a swim in the shallow, inviting shoreline. The updated kitchen boasts elegant white cabinetry, granite countertops, and stainless steel appliances, and ample space for culinary creativity. Whether you're entertaining or enjoying a quiet evening, the spacious layout and water views provide a serene and luxurious backdrop. The primary bedroom offers a private retreat with sliding glass doors that open to its own deck, perfect for soaking in the scenery and starting your day with fresh air and natural beauty. A brand-new bulkhead, recently completed in 2025, adds both value and peace of mind to this unique property. With plenty of space for family and guests, this home blends comfort, style, and functionality in an unbeatable location. Don’t miss the opportunity to own this rare find on Miller"s Island—schedule your private tour today!

Getting Around

6
WalkingCar-Dependent
0
TransitNo Nearby Transit
30
BikeSomewhat Bikeable

Schools

2/10
3/10

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Block
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Coastal
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 924

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 5

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,928

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas,Propane
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 3,852
  • Total interior livable area: 2,928 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 04151516750420
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • On waterfront: Yes
  • Waterfront features: Private Dock Site,Rip-Rap,Private Access,Swimming Allowed,Bay
  • Waterbody name: Chesapeake Bay
  • Frontage length: Water Frontage Ft: 40

Lot

  • Lot size: 5,600 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Side,Inside Entrance,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$322$3,864
Property Taxes $939$11,268
Electricity $373$4,476
Total$6,184$74,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$212,022/yr
40% on housing$185,520/yr
45% on housing$164,906/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$307This listing

vs Other Active Listings

Avg $/sqft

ZIP 21219$196
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21219$215
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-19Price change$899,999
2026-03-27Price change$935,000
2026-03-06Price change$959,000
2026-02-23Pending sale$935,000
2026-02-23Listed for sale$935,000
2025-09-30Listing removed$959,500
2025-09-05Price change$959,500
2025-07-12Price change$979,500
2025-05-30Listed for sale$995,000
2001-11-19Sold$225,000
1996-10-01Sold$105,000

For Sale by Agent

AgentMattie Cymek
BrokerageExecuHome Realty

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