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214 Ballard Ave, Baltimore, MD, 21220

3beds
1baths
0sqft
$229,900
--price/sqft
$1,892/moest. monthly cost
$75,680/yrincome needed

About This Home

Unlock the door to your future with an exclusive offer: Qualify for an exceptional 4.91% financing rate and $1,500 per month payment for one year. $12,000 in down payment assistance meaning no down payment is required. ARM financing also available at 5.25% rate for 5 years. Taxes and insurance not included. Buy direct and receive a FREE, 3-year home warranty on all major systems in the home. Call for details. This spacious, fully updated rancher delivers a turnkey lifestyle just minutes from the area's top outdoor destinations, including local marinas, Wilson Point State Park, and Eastern Regional Park-ideal for boating, fishing, hiking, and weekend recreation. Step inside to an inviting, open-concept layout highlighted by a contemporary kitchen featuring stylish white cabinetry, luxury vinyl plank flooring, and updated finishes that strike the perfect balance between functionality and on-trend design. Newly installed waterproof flooring throughout provides long-lasting durability and a cohesive, modern look. The home's finished basement expands your living space, offering the flexibility you need for a recreation room, home office, fitness area, or guest accommodations. Whether you are hosting gatherings or enjoying quiet evenings indoors, this home adapts to every lifestyle. Outdoors, the property truly shines. An expansive entertaining deck with a retractable awning extends your living area, giving you year-round usability and shade on warm summer days. Enjoy your own private retreat with an inviting pool, perfect for relaxing, entertaining, or cooling off after a day on the water. Large driveway fits up to four cars, providing ample parking for guests, vehicles, and recreational gear. Additional recent upgrades-including a new sump pump and solar-efficient panels-ensure peace of mind while helping you save on monthly utilities. With its fresh updates, valuable improvements, and proximity to Middle River's best outdoor amenities, 214 Ballard Ave is the ideal choice for buyers seeking comfort, style, and convenience in one beautifully updated home. Schedule your private tour today and experience this standout property for yourself. Call us for open house times! This Certified Pre-owned (CPO) home has been thoroughly inspected by a licensed home inspector and you'll receive the detailed report at no cost with no surprises! Exclusive benefits just for you! Love this home, or we will buy it back or sell it for free! First responders and military members ask about our appreciation discount! More options just for you if this home isn't quite what you're looking for, we have access to unlisted off market properties, distressed sales, new construction, and company owned homes that you won't find online. Don't get stuck owning two homes buy this home, I will buy yours! Ready to discuss this incredible opportunity? Call the listing agent or visit our website for a free report on how this exclusive offer works. Plus, enjoy peace of mind with our 24-month satisfaction guarantee. Don't miss out on your dream home - contact us today!

Getting Around

66
WalkingSomewhat Walkable
34
TransitSome Transit
47
BikeSomewhat Bikeable

Schools

2/10
2/10
Kenwood High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1954

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Oven,Washer

Basement

  • Area: 728

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Bedrooms(1)

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Tile
  • Finished area above ground: 1,500

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 2,228

Kitchen

  • Features: Open,Granite Counters

Property

Details

  • Parcel number: 15000.0000000000.000
  • Lease amount: 0

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Above Ground
  • Patio & porch: Deck
  • Fencing: Fenced
  • Has view: Yes
  • View description: River,Street
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: Riverfront
  • Waterbody name: Middle River

Lot

  • Lot size: 5,227 sqft
  • Features: Pool,Trees

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Cold Wave
Lightning
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$90$1,080
Property Taxes $359$4,308
Electricity $281$3,374
Total$1,892$22,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,868/yr
40% on housing$56,760/yr
45% on housing$50,453/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 21220$160
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21220$216
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-20Price change$239,990
2026-04-13Price change$245,000
2026-01-27Price change$249,900
2025-12-24Listed for sale$289,900
2016-02-09Sold$122,500
2015-11-17Sold$31,250
1997-05-22Sold$72,900

For Sale by Agent

AgentVincent Steo, Your Home Sold Guaranteed Realty
BrokerageYour Home Sold Guaranteed Realty

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