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10516 Bird River Rd, Middle River, MD, 21220

2beds
2baths
1,312sqft
$347,900
$265price/sqft
$2,574/moest. monthly cost
$102,960/yrincome needed

About This Home

Welcome to 10516 BIRD RIVER RD.....this beautiful Cape Cod home is perfect for first time home buyer or if you are trying to downsize. The primary bedroom located on the main floor. New stainless steel kitchen appliances, kitchen cabinets, granite countertops, ceiling fans, freshly painted, new carpet, flooring & new garage door. New septic system has been approved and is being installed should be completed by time of settlement. Don't miss this opportunity schedule your showing today.

Getting Around

15
WalkingCar-Dependent
0
TransitNo Nearby Transit
26
BikeSomewhat Bikeable

Schools

6/10
--
Nottingham Middle SchoolGrades 6-83.2 mi
5/10
Perry Hall High SchoolGrades 9-123.3 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1939

Materials

  • Foundation: Block
  • Roof: Composition,Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven,Oven/Range - Electric,Water Heater,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Features: Flooring - Carpet
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Flooring - Laminate Plank
  • Level: Main

Features

  • Soaking Tub,Bathroom - Walk-In Shower,Ceiling Fan(s),Combination Kitchen/Dining,Dining Area,Entry Level Bedroom,Open Floorplan,Primary Bath(s),Upgraded Countertops,Other
  • Flooring: Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,312

Half Bath

  • Features: Flooring - Laminate Plank
  • Level: Upper

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: Window Unit(s),Other

Interior Area

  • Total structure area: 2,260
  • Total interior livable area: 1,312 sqft

Kitchen

  • Features: Flooring - Laminate Plank,Ceiling Fan(s),Granite Counters
  • Level: Main

Living Room

  • Features: Flooring - Laminate Plank
  • Level: Main

Primary Bedroom

  • Features: Flooring - Carpet,Bathroom - Stall Shower,Soaking Tub
  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 04151520550580
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Patio
  • Exterior features: Storage,Other
  • Has view: Yes
  • View description: Creek/Stream,Trees/Woods
  • Has water view: Yes
  • Water view: Creek/Stream
  • Frontage type: Road Frontage

Lot

  • Lot size: 1.73 Acres
  • Features: Backs to Trees,Fishing Available,Front Yard,Level,Not In Development,Rear Yard,SideYard(s),Stream/Creek
  • Lot size dimensions: 2.00 x

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Other,Private,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Hurricane
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,759$21,108
Home Insurance *$136$1,632
Property Taxes $398$4,776
Electricity $281$3,374
Total$2,574$30,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,251/yr
40% on housing$77,220/yr
45% on housing$68,640/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$265This listing

vs Other Active Listings

Avg $/sqft

ZIP 21220$159
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21220$216
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Price change$349,900
2025-10-17Price change$354,900
2025-09-30Listed for sale$359,900
2025-09-16Pending sale$359,900
2025-08-28Price change$359,900
2025-08-01Price change$364,900
2025-03-03Pending sale$349,900
2025-02-09Price change$349,900
2025-02-05Price change$354,000
2025-01-30Price change$354,900
2025-01-07Listed for sale$359,900
2024-09-24Sold$222,500
2024-08-20Listed for sale$271,900
2024-08-17Listing removed--
2024-08-10Listed for sale$271,900
2024-08-10Listing removed--
2024-07-27Listed for sale$271,900
2024-07-26Listing removed$286,200
2024-07-24Listed for sale$286,200
2024-03-06Sold$205,000
2005-10-18Sold$219,000

For Sale by Agent

AgentValerie Garcia
BrokerageManor West Realty

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