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1501 Shore Rd, Middle River, MD, 21220

6beds
6baths
8,026sqft
$950,000
$118price/sqft
$7,001/moest. monthly cost
$280,040/yrincome needed

About This Home

Exceptional residence commanding over half an acre of pristine waterfront property along Middle River proper, offering 70 feet of direct frontage, breathtaking panoramic views, deep water boating access, over 8,000 finished square feet, and a setting designed for waterfront entertaining. Elevated and well-set back on a large, flat lot facing the water, the property is sited in a protected location among lush, professionally designed landscaping and extensive gardens framing the property, creating a serene backdrop for year-round enjoyment. Thanks to its superior elevation, this property does not require flood insurance. On the water side, a stamped concrete patio and pool deck open to an in-ground, heated saltwater pool with retractable cover. A curved pond with waterfall adds a tranquil focal point. Trex steps descend from the great room to the pool area, while a handsome two-tiered stone retaining wall provides two terraces for entertaining, leading to the waterfront. A pier equipped with a 12,000-pound electric boat lift provides easy deep-water boating access. Inside, an exceptional entertaining layout across three levels is served by a convenient elevator. The slate-floored foyer, illuminated by a dramatic Swarovski crystal chandelier that lowers at the touch of a button, sets a tone of refined elegance. The gourmet kitchen features a massive center island with granite countertops, task lighting, prep sink, butcher-block station, Viking six-burner stove with double ovens, warming drawer, Sub-Zero fridge, separate ice maker, and custom cabinetry. Adjacent is a spacious butler’s pantry, with full prep and storage capacity, including an additional microwave, dishwasher, sink, freezer, and washer/dryer. The great room showcases sweeping Middle River views, with a gas fireplace and double doors that open directly to the patio and pool. Two generous bedroom suites occupy this level, each with their own gas fireplace, walk-in closet, and spacious baths. The upper level is dominated by a breathtaking primary suite that encompasses most of the upper level, delivering stunning river views. The bedroom area features a spacious sitting area with gas fireplace, exceptional closet space, and retractable hurricane-grade shutters for complete blackout privacy or storm protection. A private balcony runs along the back of the house, with beautiful views and a hot tub. The open-concept bath area includes a soaking tub, separate water closet, wall safe, and bonus space ideal for an office, gym, or nursery, complete with its own laundry & wet bar. A 4th large bedroom suite with a private bath is also upstairs. The lower level offers an in-law or au pair suite - ideal for multigenerational living - with direct walk-out access to the pool and backyard. It features two spacious bedrooms, each with generous closets, a full kitchen, a massive great room with a gas fireplace and French doors to the exterior, and full bath. Major systems include a three-zone HVAC system (replaced in 2021, 2021 & 2018), two water heaters (2021 & 2023), whole-house generator, Loewen windows, Kohler fixtures, and 5 gas fireplaces. Panoramic views, 8,000 square feet across three elevator-served levels, and entertaining spaces that have to be seen to be believed: this is waterfront living at its absolute finest.

Getting Around

26
WalkingCar-Dependent
0
TransitNo Nearby Transit
31
BikeSomewhat Bikeable

Schools

2/10
2/10
2/10
Kenwood High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2002

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt,Shingle
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Coastal
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Built-In Range,Central Vacuum,Range,Dishwasher,Disposal,Dryer,Exhaust Fan,Humidifier,Ice Maker,Intercom,Double Oven,Oven/Range - Gas,Range Hood,Refrigerator,Six Burner Stove,Stainless Steel Appliance(s),Washer,Washer/Dryer Stacked,Water Conditioner - Owned,Water Heater,Water Treat System,Electric Water Heater
  • Laundry features: Main Level,Upper Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Heated,Improved,Interior Entry,Exterior Entry,Rear Entrance,Shelving,Sump Pump,Walk-Out Access,Windows,Partial,Partially Finished,Full,Concrete

Bathroom2

  • Level: Upper
  • Area: 72
  • Dimensions: 8 X 9

Bathroom3

  • Level: Main
  • Area: 99
  • Dimensions: 9 X 11

Bedroom2

  • Level: Upper
  • Area: 450
  • Dimensions: 18 X 25

Bedroom3

  • Level: Main
  • Area: 378
  • Dimensions: 18 X 21

Bedroom4

  • Level: Main
  • Area: 324
  • Dimensions: 18 X 18

Bedroom5

  • Level: Lower
  • Area: 350
  • Dimensions: 14 X 25

Bedroom6

  • Level: Lower
  • Area: 288
  • Dimensions: 16 X 18

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 357
  • Dimensions: 17 X 21

Family Room

  • Level: Lower
  • Area: 1833
  • Dimensions: 39 X 47

Features

  • 2nd Kitchen,Breakfast Area,Built-in Features,Butlers Pantry,Ceiling Fan(s),Central Vacuum,Combination Dining/Living,Combination Kitchen/Dining,Dining Area,Elevator,Entry Level Bedroom,Open Floorplan,Kitchen - Gourmet,Kitchen Island,Primary Bath(s),Primary Bedroom - Bay Front,Soaking Tub,Bathroom - Tub Shower,Upgraded Countertops,Walk-In Closet(s),9'+ Ceilings,Dry Wall,High Ceilings,2 Story Ceilings,Vaulted Ceiling(s)
  • Door features: Double Entry,French Doors
  • Window features: Casement,Double Pane Windows,Screens,Transom,Vinyl Clad,Wood Frames,Window Treatments
  • Flooring: Carpet,Ceramic Tile,Slate,Wood
  • Number of fireplaces: 5
  • Fireplace features: Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 2,000
  • Finished area above ground: 6,026

Foyer

  • Level: Main
  • Area: 288
  • Dimensions: 12 X 24

Half Bath

  • Level: Main
  • Area: 32
  • Dimensions: 4 X 8

Heating & Cooling

  • Heating features: Central,Forced Air,Humidity Control,Programmable Thermostat,Zoned,Propane
  • Cooling features: Ceiling Fan(s),Central Air,Humidity Control,Programmable Thermostat,Whole House Supply Ventilation,Zoned,Electric

Interior Area

  • Total structure area: 8,626
  • Total interior livable area: 8,026 sqft

Kitchen

  • Level: Main
  • Area: 665
  • Dimensions: 19 X 35

Kitchen

  • Features: Eat-in Kitchen
  • Level: Lower
  • Area: 238
  • Dimensions: 17 X 14

Laundry

  • Level: Upper
  • Area: 162
  • Dimensions: 9 X 18

Living Room

  • Level: Main
  • Area: 864
  • Dimensions: 18 X 48

Other

  • Level: Main
  • Area: 110
  • Dimensions: 10 X 11

Other

  • Level: Lower
  • Area: 80
  • Dimensions: 8 X 10

Primary Bathroom

  • Level: Upper
  • Area: 420
  • Dimensions: 20 X 21

Primary Bedroom

  • Level: Upper
  • Area: 624
  • Dimensions: 24 X 26

Storage Room

  • Level: Lower
  • Area: 48
  • Dimensions: 4 X 12

Property

Accessibility

  • Accessibility features: Accessible Doors,Doors - Lever Handle(s),Accessible Elevator Installed

Details

  • Parcel number: 04151523002660
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Heated,Salt Water,Private
  • Patio & porch: Patio,Terrace
  • Exterior features: Boat Storage,Extensive Hardscape,Lighting,Water Falls,Flood Lights,Stone Retaining Walls,Balcony
  • Has spa: Yes
  • Spa features: Bath,Hot Tub
  • Fencing: Wood
  • Has view: Yes
  • View description: Water,River,Panoramic
  • Has water view: Yes
  • Water view: Water,River
  • On waterfront: Yes
  • Waterfront features: River,Boat - Powered,Sail,Private Access
  • Waterbody name: Middle River
  • Frontage length: Water Frontage Ft: 70

Lot

  • Lot size: 0.53 Acres
  • Features: Landscaped,Level,Pond,Poolside,Premium,Rear Yard,Wooded

Parking

  • Total spaces: 7
  • Parking features: Storage,Garage Door Opener,Oversized,Private,Driveway,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$373$4,476
Property Taxes $803$9,636
Electricity $1,022$12,270
Total$7,001$84,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$240,034/yr
40% on housing$210,030/yr
45% on housing$186,693/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 21220$160
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21220$216
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$1,969,000
2006-04-10Sold$1,925,000
2000-06-07Sold$334,900

For Sale by Agent

AgentDiana Pham
BrokerageEXP Realty, LLC

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