




44 Helmsman Ct, Baltimore, MD, 21221
About This Home
Waterfront living on Hopkins Creek! This beautifully maintained 2-bedroom, 2.5-bath home offers inviting living spaces, serene water views, and thoughtful updates throughout. The open-concept main level features abundant natural light and a spacious kitchen with generous cabinetry and counter space. Glass doors open to the rear deck, creating a seamless transition outdoors and the perfect setting to enjoy peaceful views of the creek. Upstairs, you'll find two comfortable bedrooms and a full bath. The finished lower level expands the living space with a bar, full bath, and walkout access to the backyard patio. Outside, enjoy a landscaped waterfront setting leading to a private pier and boat slip—ideal for making the most of life on the water. Tucked within a private community yet convenient to shopping, dining, everyday amenities, and major commuter routes, this home offers a wonderful combination of waterfront living and convenience.
Getting Around
Schools
Construction
Condition
- Year built: 1977
Materials
- Foundation: Other
- Construction materials: Other
Type & Style
- Home type: Townhouse
- Architectural style: Contemporary
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Electric Water Heater
- Laundry features: Laundry Room
Basement
- Level: Lower
- Area: 672
- Dimensions: 28 X 24
Basement
- Has basement: Yes
- Basement: Finished
Bathroom1
- Level: Main
- Area: 16
- Dimensions: 4 X 4
Bedroom2
- Level: Upper
- Area: 130
- Dimensions: 13 X 10
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Dining Room
- Level: Main
- Area: 108
- Dimensions: 12 X 9
Features
- Flooring: Carpet,Ceramic Tile,Luxury Vinyl
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 260
- Finished area above ground: 1,150
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,700
- Total interior livable area: 1,410 sqft
Kitchen
- Level: Main
- Area: 144
- Dimensions: 16 X 9
Laundry
- Level: Lower
- Area: 80
- Dimensions: 5 X 16
Living Room
- Level: Main
- Area: 120
- Dimensions: 12 X 10
Other
- Level: Upper
- Area: 25
- Dimensions: 5 X 5
Other
- Level: Lower
- Area: 126
- Dimensions: 14 X 9
Primary Bedroom
- Level: Upper
- Area: 280
- Dimensions: 20 X 14
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 04151700007674
- Zoning: R
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
- Patio & porch: Deck,Patio
Lot
- Lot size: 1,152 sqft
Parking
- Total spaces: 2
- Parking features: Parking Lot
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Winter Weather
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,921 | $23,052 |
| Home Insurance * | $141 | $1,692 |
| Property Taxes | $530 | $6,360 |
| Electricity | $281 | $3,374 |
| Total | $2,873 | $34,476 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-18 | Price change | $334,900 |
| 2026-07-14 | Listed for sale | $379,999 |
| 2007-07-31 | Sold | $257,000 |
| 2000-07-21 | Sold | $128,400 |
