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126 Villa Capri Cir, Essex, MD, 21221

3beds
3baths
1,700sqft
$367,500
$216price/sqft
$2,803/moest. monthly cost
$112,120/yrincome needed

About This Home

GORGEOUS WATERFRONT HOME WITH STUNNING VIEWS! This beautiful updated 3-bedroom, 3-bath home sits on an end lot and offers the best in waterfront living. Large decks on the upper two levels and private patio on lower level from which to enjoy the sunrise and water views. Inside, the spacious open layout provides water views from all levels. The living and dining rooms have recently installed new hard wood floors and the kitchen has been totally renovated. It includes luxury vinyl marble flooring and all new stainless-steel appliances. The patio doors in the kitchen open to a fenced-in back yard that’s perfect for pets and outdoor parties. The upper level has a spacious primary suite with private deck and ensuite. The unit has complete Heat Pump system as well as mini splits in the bedrooms for individual comfort, as well as providing backup heating and air conditioning. Tile floors in upper-level bathrooms and new carpet in bedrooms. Ceiling fans in all the bedrooms. The lower level offers an open floor plan that can be used as an additional bedroom, office or family room. The recently remodeled bathroom has a full shower. Washer and dryer are included in the sale. In addition, there are plenty of closets and storage space at the lower level, keeping your living areas tidy and organized. Step onto your boat at the on-site dock—just steps from the house. Boat slip included with HOA fees. No additional costs! This location is close to Tiki Lee’s, Hart Miller Island, Pleasure Island, and Cox Point Park. Located close to shopping, dining, schools, and commuter routes, this home is truly the complete package.

Getting Around

68
WalkingSomewhat Walkable
48
TransitSome Transit
42
BikeSomewhat Bikeable

Schools

3/10
Sussex Elementary SchoolGrades PK-50.6 mi
4/10
Deep Creek Middle SchoolGrades 6-81.7 mi
3/10
Chesapeake High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 1983

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Tile,Carpet,Hardwood,Laminate

Heating

  • Heating features: Other

Interior Area

  • Total interior livable area: 1,700 sqft

Property

Details

  • Parcel number: 151700013927

Features

  • Exterior features: Vinyl,Brick
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes

Lot

  • Lot size: 2,106 sqft

Parking

  • Total spaces: 4
  • Parking features: Off-street,On-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Coastal Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,858$22,296
Home Insurance *$136$1,632
Property Taxes $528$6,336
Electricity $281$3,374
Total$2,803$33,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,102/yr
40% on housing$84,090/yr
45% on housing$74,746/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 21221$161
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21221$198
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-03Listed for sale$367,500
2025-10-11Listing removed--
2025-08-19Listed for sale$367,500
1999-07-19Sold$97,000
1997-10-29Sold$95,000

For Sale by Owner

AgentProperty Owner

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