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3912 Hunt Harbor Rd, Baltimore, MD, 21220

4beds
3baths
1,332sqft
$299,900
$225price/sqft
$2,320/moest. monthly cost
$92,800/yrincome needed

About This Home

Beautiful spacious townhouse with open floor plans to accommodate a large family. This home features 3 full bedrooms with a possible 4th in the basement with 2.5 bathrooms. Enjoy your summer days on your spacious deck just off the living room. This fully finished lower level is great for extra space or to watch your favorite team play on a big screen. Featuring Brand new furnace and central A/C and freshly painted. This home shows pride of ownership and is waiting for the next family to enjoy.

Getting Around

9
WalkingCar-Dependent
11
TransitMinimal Transit
31
BikeSomewhat Bikeable

Schools

4/10
Seneca Elementary SchoolGrades PK-50.4 mi
2/10
3/10
Chesapeake High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Other
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 648

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,332

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,980
  • Total interior livable area: 1,332 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 04151800002313
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 2,034 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$117$1,404
Property Taxes $406$4,872
Electricity $281$3,374
Total$2,320$27,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,542/yr
40% on housing$69,600/yr
45% on housing$61,866/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 21220$160
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21220$216
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$289,900
2026-07-28Listed for sale$299,900
2016-12-02Sold$144,000
2016-09-01Pending sale$149,900
2016-06-27Price change$149,900
2016-05-25Price change$159,900
2016-05-02Listed for sale$169,900

For Sale by Agent

AgentAnthony Jones
BrokerageNational Realty

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