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10634 Park Heights Ave, Owings Mills, MD, 21117

3beds
3baths
2,444sqft
$619,999
$254price/sqft
$4,262/moest. monthly cost
$170,480/yrincome needed

About This Home

Beautiful Colonial offering warm, inviting interior spaces filled with natural light, hardwood floors, and two charming fireplaces. Spacious living and dining areas flow perfectly for everyday comfort and entertaining. Well-sized bedrooms, excellent storage, and an unfinished basement provide flexibility and future potential. A thoughtfully designed layout that feels open, bright, and welcoming, plus a bonus .5-acre parcel for added value.

Getting Around

1
WalkingCar-Dependent
11
TransitMinimal Transit
5
BikeSomewhat Bikeable

Schools

10/10
3/10
Pikesville Middle SchoolGrades 6-83.0 mi
5/10
Pikesville High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1911

Materials

  • Foundation: Other
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Mud Room

Basement

  • Features: Basement - Unfinished
  • Level: Lower
  • Area: 270
  • Dimensions: 15 X 18

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Unfinished

Bathroom1

  • Level: Upper

Bathroom2

  • Level: Upper

Bedroom2

  • Features: Flooring - HardWood,Jack and Jill Bathroom
  • Level: Upper
  • Area: 165
  • Dimensions: 11 X 15

Bedroom3

  • Features: Flooring - Carpet,Attic - Pull-Down Stairs,Jack and Jill Bathroom
  • Level: Upper
  • Area: 330
  • Dimensions: 15 X 22

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Breakfast Room

  • Features: Flooring - Ceramic Tile
  • Level: Main
  • Area: 60
  • Dimensions: 5 X 12

Dining Room

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 225
  • Dimensions: 15 X 15

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,444

Foyer

  • Features: Flooring - HardWood,Built-in Features,Fireplace - Wood Burning
  • Level: Main
  • Area: 350
  • Dimensions: 14 X 25

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Central,Oil
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,444
  • Total interior livable area: 2,444 sqft

Kitchen

  • Features: Flooring - Ceramic Tile
  • Level: Main

Living Room

  • Features: Flooring - HardWood,Built-in Features,Fireplace - Wood Burning
  • Level: Main
  • Area: 336
  • Dimensions: 14 X 24

Mud Room

  • Features: Flooring - Ceramic Tile
  • Level: Main
  • Area: 96
  • Dimensions: 8 X 12

Primary Bedroom

  • Features: Flooring - HardWood,Walk-In Closet(s)
  • Level: Upper
  • Area: 336
  • Dimensions: 14 X 24

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 04030306001800
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 1.48 Acres
  • Lot size dimensions: 2.00 x

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Lightning
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,135$37,620
Home Insurance *$196$2,352
Property Taxes $620$7,440
Electricity $311$3,736
Total$4,262$51,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$146,125/yr
40% on housing$127,860/yr
45% on housing$113,653/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$254This listing

vs Other Active Listings

Avg $/sqft

ZIP 21117$202
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21117$206
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$649,999
2026-04-29Price change$679,999
2026-03-20Price change$699,999
2026-03-06Price change$729,999
2026-02-19Listed for sale$749,999
2025-09-25Sold$450,000
2025-09-07Pending sale$549,000
2025-08-29Contingent$549,000
2025-07-29Price change$549,000
2025-07-08Listed for sale$599,000

For Sale by Agent

AgentJennifer Wolff
BrokerageReal Estate Professionals, Inc.

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