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2628 Greenspring Valley Rd, Owings Mills, MD, 21117

4beds
4baths
3,556sqft
$1,049,000
$295price/sqft
$7,172/moest. monthly cost
$286,880/yrincome needed

About This Home

Nestled in the highly coveted rolling hills of Greenspring Valley, 2628 Greenspring Valley Road presents a timeless sanctuary of charm and sophistication on a serene 0.6-acre lot. This distinguished residence seamlessly blends classic elegance with thoughtful modern updates, offering an unparalleled private retreat in one of Maryland’s most sought-after enclaves, adjacent to the prestigious Greenspring Valley Country Club and moments from Baltimore’s vibrant cultural scene. The home’s crowning outdoor feature is its expansive wraparound porch, an impressive 40 by 38 feet, meticulously rebuilt in 2019 with new flooring and complemented by fresh paint on shutters and siding in 2022. Surrounded by mature landscaping enhanced through 2017–2024, this gracious space invites morning coffees with dappled sunlight filtering through the trees or evening gatherings overlooking the valley’s gentle slopes, ideal for al fresco entertaining or quiet contemplation amid nature’s embrace. Step inside to a spacious main level boasting exceptional flow and versatility, where sun-drenched rooms transition effortlessly between intimate family living and sophisticated entertaining. Generous windows flood the interiors with natural light, highlighting an open, airy layout anchored by two cozy fireplaces - one in the inviting family room and another in the formal living area. Stylish updates, including fresh paint (2017) and contemporary kitchen appliances (2024 dishwasher and microwave), elevate everyday living and effortless hosting. Upstairs, four generously proportioned bedrooms await, highlighted by a primary suite with a spa-like bath and supported by three additional full baths (plus a powder room). Recent improvements, such as a new water softening system (2022), updated chimneys (2017), and a new well water tank (2019), ensure modern comfort and peace of mind throughout. Adding to the home’s tremendous potential is a nearly 1,500-square-foot unfinished walkout lower level. With direct outdoor access, this expansive space can be easily finished to create additional living areas, a recreation room, home theater, guest suite, or whatever vision suits your lifestyle, further enhancing the home’s already substantial 3,556 square feet of finished living space. This Greenspring Valley gem is more than a residence; it is a refined canvas for cherished memories, where privacy, natural beauty, and timeless elegance converge in perfect harmony.

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
2
BikeSomewhat Bikeable

Schools

4/10
3/10
Pikesville Middle SchoolGrades 6-82.9 mi
2/10
Owings Mills High SchoolGrades 9-123.0 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1921

Materials

  • Foundation: Slab
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Double Oven,Dishwasher,Disposal,Dryer,Exhaust Fan,Oven/Range - Gas,Water Heater,Water Dispenser,Washer,Stainless Steel Appliance(s),Refrigerator,Range Hood,Electric Water Heater
  • Laundry features: Main Level,Laundry Room,Mud Room

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Connecting Stairway,Full

Bathroom2

  • Level: Upper

Bathroom3

  • Level: Upper

Bedroom2

  • Level: Upper
  • Area: 168
  • Dimensions: 12 X 14

Bedroom3

  • Level: Upper
  • Area: 195
  • Dimensions: 13 X 15

Bedroom4

  • Level: Upper
  • Area: 195
  • Dimensions: 13 X 15

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Breakfast Room

  • Level: Main
  • Area: 135
  • Dimensions: 15 X 9

Dining Room

  • Level: Main
  • Area: 210
  • Dimensions: 14 X 15

Family Room

  • Level: Main
  • Area: 418
  • Dimensions: 19 X 22

Features

  • Dining Area,Kitchen Island,Kitchen - Table Space,Bar,Walk-In Closet(s),Upgraded Countertops,Primary Bath(s),Kitchen - Gourmet,Eat-in Kitchen,Formal/Separate Dining Room,Open Floorplan,Family Room Off Kitchen,Built-in Features,Breakfast Area,Recessed Lighting
  • Window features: Window Treatments
  • Flooring: Carpet,Ceramic Tile,Hardwood,Wood
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning,Gas/Propane,Mantel(s)
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,556

Foyer

  • Level: Main
  • Area: 144
  • Dimensions: 12 X 12

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Oil,Propane
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 5,033
  • Total interior livable area: 3,556 sqft

Kitchen

  • Level: Main
  • Area: 225
  • Dimensions: 15 X 15

Laundry

  • Level: Main
  • Area: 42
  • Dimensions: 7 X 6

Living Room

  • Level: Main
  • Area: 255
  • Dimensions: 17 X 15

Mud Room

  • Level: Main
  • Area: 120
  • Dimensions: 8 X 15

Other

  • Level: Main
  • Area: 108
  • Dimensions: 9 X 12

Primary Bathroom

  • Level: Upper

Primary Bedroom

  • Level: Upper
  • Area: 374
  • Dimensions: 17 X 22

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 04030313077290
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio,Porch
  • Has view: Yes
  • View description: Garden,Trees/Woods

Lot

  • Lot size: 0.60 Acres

Parking

  • Total spaces: 10
  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Lightning
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,304$63,648
Home Insurance *$331$3,972
Property Taxes $1,084$13,008
Electricity $453$5,436
Total$7,172$86,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$245,897/yr
40% on housing$215,160/yr
45% on housing$191,253/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$295This listing

vs Other Active Listings

Avg $/sqft

ZIP 21117$202
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21117$206
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Listed for sale$1,119,000
2025-11-10Listing removed$1,119,000
2025-09-20Listed for sale$1,119,000
2025-09-18Listing removed$1,190,000
2025-09-17Price change$1,190,000
2025-09-02Listed for sale$1,225,000
2017-07-19Sold$579,000
2017-05-23Pending sale$589,900
2017-04-21Price change$589,900
2017-03-13Price change$609,900
2017-02-15Listed for sale$648,900
2016-12-01Listing removed$250,000
2016-10-20Listed for sale$250,000
2016-07-22Listing removed--
2016-07-01Price change$275,000
2016-06-16Listed for sale--
1998-05-28Sold$147,800

For Sale by Agent

AgentClaudia O'Hara
BrokerageMonument Sotheby's International Realty

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