




10 Stream Ct, Owings Mills, MD, 21117
About This Home
ESSENCE Live authentically. Lovingly maintained oasis in the heart of Greenspring Valley. Original owners. Divine outdoor spaces with a screened-in porch made for living. Expansive wrap around deck. An optimal perch for dining al fresco while you watch the sunset over the water. Resort style heated pool with jacuzzi and PebbleTec. Lush private grounds in sought after Valley Heights II with generous space between houses. Excellent walking community. There is a 2 and a 5 mile loop within the neighborhood. Get your steps in! Luxury first floor primary suite recently renovated. A truly elegant retreat. Sublime radiant flooring. Fully finished lower level with direct access to pool. Wall of glass. Impressive gym. Office/bedroom with plenty of natural light and full bath. Electric car charger. Security cameras and TV's connected to a Savant System. Close to everywhere you want to be. Cultivate your existence. The art of uniting human and home. LOCAL FLAVOR AND PROVISIONS John Brown Store, Graul's Market, and Wegmans. Favorite local dining at The Milton Inn, The Oregon Grill, The Valley Inn, Peerce's, The Butler Cabin, and The Filling Station. An exit north offers dining at Casa Mia’s, Manor Tavern, The Fill'Er-Up, Woodfire Kitchen and The Creamery Connection. Tap into local breweries, such as Inverness Brewing, Farmacy Brewing and Big Truck Farm Brewery. OUTINGS AND LEISURES If you love the outdoors, Soldiers Delight Natural Environment Area is a rare geological ecosystem with serpentine soil that was actively mined for chromite in the 19th century. Oregon Ridge Park is perfect for hiking and picnics. Plus, the park provides a beautiful fishing lake. The park also hosts events and concerts during the summer. Explore the NCR Trail. A 21-mile flat, crushed-stone trail open to hikers, bikers, and horses, it runs along the scenic Gunpowder Falls river. Prettyboy Reservoir is open to hiking, rowing, or paddle boating, bird watching, horseback riding and nature photography year-round, and for archery hunting during a regulated season. Go tubing on the Gunpowder River. Enjoy Ladew Topiary Gardens... these gardens are 22 acres of spectacular, award-winning gardens, more than 100 remarkable topiaries, a mile-long Nature Walk, and native Butterfly House. Explore The Manor Mill, a pre-revolutionary grist mill that now houses a wide variety of art and entertainment events. Tee off at Caves Valley Golf Club, Hunt Valley Country Club or Hayfields Country Club. Visit The National Lacrosse Hall of Fame and Museum which honors the history and legends in the sport. PROXIMITY Zippy access to the I-83 on ramp, about 18 minutes to Hunt Valley, and about 22 minutes to Towson. Approximately 39 minutes to BWI and 22 minutes to Penn Station. REGION Owings Mills is home to the Under Armour Performance Center, which serves as the official year-round training camp and practice facility for the Baltimore Ravens. It is where players train, the team is headquartered, and football operations happen.
Getting Around
Schools
Construction
Condition
- Year built: 1990
Materials
- Foundation: Other
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Area: 2238
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Features
- Number of fireplaces: 2
- Fireplace features: Wood Burning
- Fireplace: Yes
- Finished area below ground: 1,100
- Finished area above ground: 3,392
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 5,630
- Total interior livable area: 4,492 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 04032000012137
- Zoning: RESIDENTIAL
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Private pool: Yes
- Pool features: Private
Lot
- Lot size: 1.20 Acres
Parking
- Total spaces: 2
- Parking features: Garage Faces Side,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,051 | $60,612 |
| Home Insurance * | $315 | $3,780 |
| Property Taxes | $1,017 | $12,204 |
| Electricity | $572 | $6,867 |
| Total | $6,955 | $83,460 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Listed for sale | $999,000 |
