14 Spirit Ln, Owings Mills, MD, 21117
About This Home
Beautifully maintained end-unit townhome in the heart of Owings Mills! This move-in-ready home features 3 bedrooms, 2 full baths, 2 half baths, a finished basement, private deck, community pool and clubhouse, and a high-tech video surveillance system. Conveniently located just minutes from Trader Joe's, Foundry Row, Mill Station, Metro Centre, dining, shopping, and major commuter routes. Motivated seller—bring your offers!
Getting Around
Somewhat Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1990
Materials
- Foundation: Brick/Mortar
- Roof: Architectural Shingle
- Construction materials: Frame
Type & Style
- Home type: Townhouse
- Architectural style: Traditional
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Water Heater
- Laundry features: In Basement
Basement
- Area: 680
Basement
- Has basement: Yes
- Basement: Connecting Stairway,Finished,Heated,Interior Entry,Shelving,Sump Pump,Windows
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
- Main level bathrooms: 1
Features
- Finished area below ground: 324
- Finished area above ground: 1,360
Heating & Cooling
- Heating features: Heat Pump,Natural Gas
- Cooling features: Heat Pump,Central Air,Natural Gas
Interior Area
- Total structure area: 2,040
- Total interior livable area: 1,684 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 04032100002654
- Zoning: RESIDENTIAL
- Special condition: Standard
- Other equipment: None
Features
- Levels: Three
- Stories: 3
- Pool features: Community
Lot
- Lot size: 1,537 sqft
Parking
- Total spaces: 2
- Parking features: Parking Lot
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Winter Weather
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,704 | $20,448 |
| Home Insurance * | $106 | $1,272 |
| Property Taxes | $380 | $4,560 |
| Electricity | $281 | $3,374 |
| Total | $2,471 | $29,652 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Price change | $337,000 |
| 2026-07-13 | Listed for sale | $350,000 |
| 2008-01-22 | Sold | $263,500 |
| 2001-05-03 | Sold | $122,750 |
| 1999-04-12 | Sold | $110,000 |
View on Zillow