103/105 6th Street, Saratoga Springs, NY, 12866
About This Home
Sale offering includes 103 & 105 6th Street. Rare opportunity on Saratoga Lake - Two adjacent properties with Saratoga Lake dock rights via 6th Street right-of-way. Welcome to a truly unique offering in sought-after Malta, NY. Nestled just steps from beautiful Saratoga Lake, these two adjacent properties present an incredible opportunity for anyone dreaming of lake life. Enjoy lake access & dock rights that grant you access to all that Saratoga Lak offers. Opportunities like this are extremely rate in this coveted location, just 20 minutes from downtown Saratoga Springs, shopping, dining, Global Foundries and the Saratoga Race Course. Properties have been maintained to very-high standards. See property fact sheet for additional details.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1945
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Oven,Microwave,Oven,Range,Refrigerator,Washer/Dryer
Basement
- Basement: None
Bedroom
- Level: First
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 8
- Bathrooms: 3
- Full bathrooms: 3
Features
- Flooring: Other,Tile,Vinyl,Wood
- Finished area below ground: 0
- Finished area above ground: 3,174
Heating & Cooling
- Heating features: Baseboard,Electric
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 3,174
- Total interior livable area: 3,174 sqft
Kitchen
- Level: First
Kitchen
- Level: First
Laundry
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Living Room
- Level: First
Other
- Level: First
Property
Details
- Parcel number: 414089 218.19133.1
- Special condition: Standard
Features
- Exterior features: None,Dock
- Fencing: Other
- Has view: Yes
- Waterfront features: Other
- Waterbody name: Saratoga Lake
Lot
- Lot size: 0.26 Acres
- Features: Views
Parking
- Total spaces: 4
- Parking features: Detached,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Saratoga County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,148 | $73,776 |
| Home Insurance * | $309 | $3,708 |
| Property Taxes | $1,286 | $15,432 |
| Electricity | $524 | $6,294 |
| Total | $8,267 | $99,204 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-02 | Listed for sale | $1,500,000 |
| 2025-11-02 | Listing removed | $1,500,000 |
| 2025-05-01 | Listed for sale | $1,500,000 |
| 2024-10-02 | Listing removed | $1,500,000 |
| 2024-07-03 | Listed for sale | $1,500,000 |
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