3 Oak Hill Ct, Owings Mills, MD, 21117
About This Home
Welcome to 3 Oak Hill, a beautifully situated home in the sought-after Velvet Hills South community. With the sellers relocating, this is a wonderful opportunity for the next owner to enjoy a home filled with warmth, character, and thoughtful updates. The main level offers a comfortable flow with a spacious living room, formal dining area, and a well-appointed kitchen featuring Brazilian chestnut flooring, custom cabinetry, granite countertops, tile backsplash, under-cabinet lighting, and a dual-fuel 5-burner stove. From the kitchen, step through the custom door onto the rear deck overlooking a peaceful backyard framed by mature pines and garden space. Upstairs, the primary suite includes two closets and a beautifully finished private bath with granite counters, porcelain flooring, and a spa-inspired shower. Three additional bedrooms and a stylish hall bath complete the upper level. The walk-out lower level adds flexible living space with built-in storage, laundry hook-ups, a second powder room, and a new tankless water heater. Conveniently located near shopping, dining, and major commuter routes, 3 Oak Hill offers comfort, charm, and convenience in a lovely neighborhood setting.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1987
Materials
- Foundation: Other
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Ice Maker,Microwave,Oven/Range - Gas,Refrigerator,Stainless Steel Appliance(s),Cooktop,Washer,Tankless Water Heater
Basement
- Area: 988
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Finished area below ground: 250
- Finished area above ground: 1,976
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air,Natural Gas
Interior Area
- Total structure area: 2,964
- Total interior livable area: 2,226 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 04042000007141
- Zoning: R1
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
Lot
- Lot size: 9,883 sqft
- Lot size dimensions: 1.00 x
Parking
- Total spaces: 2
- Parking features: Driveway
- Has uncovered spaces: Yes
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Winter Weather
- Hurricane
- Inland Flooding
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,730 | $32,760 |
| Home Insurance * | $170 | $2,040 |
| Property Taxes | $641 | $7,692 |
| Electricity | $283 | $3,403 |
| Total | $3,824 | $45,888 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Pending sale | $539,900 |
| 2026-08-03 | Listed for sale | $539,900 |
| 2026-07-22 | Listing removed | $539,900 |
| 2026-07-13 | Contingent | $539,900 |
| 2026-06-17 | Listed for sale | $539,900 |
| 2025-03-06 | Sold | $525,000 |
| 2025-01-22 | Pending sale | $525,000 |
| 2024-12-07 | Listed for sale | $525,000 |
| 2021-07-29 | Sold | $473,000 |
| 2021-05-20 | Pending sale | $449,900 |
| 2021-05-16 | Listed for sale | $449,900 |
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