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16 Charing Ct, Owings Mills, MD, 21117

5beds
4baths
3,696sqft
$725,000
$196price/sqft
$5,142/moest. monthly cost
$205,680/yrincome needed

About This Home

Welcome to this five bedroom, three and a half bathroom home in the sought-after Worthington Park neighborhood set on a remarkable 0.68-acre lot that backs to woods. Tucked away at the end of a quiet cul-de-sac, this home offers a tranquil setting with the massive backyard you have always dreamed of. Inside, the main level features hardwood floors throughout and large windows with abundant natural light. The two-story foyer creates a dramatic entrance, with double doors opening into an office with built-ins that is ideal for a private workspace. The front living room leads into a formal dining room that highlights elegant trim moldings, providing the perfect backdrop for memorable gatherings. Just beyond, the eat-in kitchen is appointed with granite countertops, tile backsplash, pantry, island, breakfast nook and appliances that include a double wall oven and separate cooktop.. The impressive family room boasts a cathedral ceiling with skylights, built-ins, and a wood-burning fireplace. Finishing the main level is a half bathroom and a laundry room with access to the two-car garage. Upstairs, the spacious primary suite bedroom awaits with a cathedral ceiling, walk-in closet, and a renovated en-suite bathroom that has a frameless walk-in shower, soaking tub, and two vanities. Completing the upper level are three additional bedrooms and a shared hall bathroom. Downstairs, the finished walk-out lower level expands the living space further with a recreation room, fifth bedroom, and third full bathroom. A versatile bonus room has a walk-in closet and could serve as another bedroom, office, hobby space and more. Ample storage space in the utility room ensures you will always stay organized. Outside, the expansive backyard is surrounded by trees, creating a peaceful setting, while the deck with a gazebo provides the perfect place to relax and entertain. Recent updates within the last few years include painted exterior and deck (2025), gazebo (2024), zone one new air conditioning (2023), zone two converted to gas heat with a new furnace and air conditioner (2021), replaced garage door (2021), primary en-suite bathroom remodel (2021) and more. Some images have been virtually staged.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
4
BikeSomewhat Bikeable

Schools

2/10
3/10
Franklin Middle SchoolGrades 6-82.9 mi
2/10
Owings Mills High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Permanent
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Cooktop,Dishwasher,Disposal,Dryer,Exhaust Fan,Ice Maker,Double Oven,Oven,Range Hood,Washer,Water Dispenser,Water Heater,Electric Water Heater
  • Laundry features: Main Level,Laundry Chute,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Partial,Connecting Stairway,Full,Finished,Heated,Improved,Interior Entry,Exterior Entry,Rear Entrance,Sump Pump,Walk-Out Access

Bathroom2

  • Features: Bathroom - Tub Shower,Flooring - Luxury Vinyl Tile
  • Level: Upper
  • Area: 50
  • Dimensions: 10 X 5

Bathroom3

  • Features: Bathroom - Tub Shower,Flooring - Vinyl
  • Level: Lower
  • Area: 45
  • Dimensions: 9 X 5

Bedroom2

  • Features: Flooring - Carpet,Recessed Lighting
  • Level: Upper
  • Area: 154
  • Dimensions: 14 X 11

Bedroom3

  • Features: Flooring - Carpet,Recessed Lighting
  • Level: Upper
  • Area: 156
  • Dimensions: 13 X 12

Bedroom4

  • Features: Crown Molding,Flooring - Carpet,Recessed Lighting
  • Level: Upper
  • Area: 180
  • Dimensions: 15 X 12

Bedroom5

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Lower
  • Area: 195
  • Dimensions: 13 X 15

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Features: Flooring - Carpet,Recessed Lighting,Walk-In Closet(s)
  • Level: Lower
  • Area: 208
  • Dimensions: 16 X 13

Breakfast Room

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 140
  • Dimensions: 14 X 10

Dining Room

  • Features: Chair Rail,Crown Molding,Flooring - HardWood,Recessed Lighting
  • Level: Main
  • Area: 196
  • Dimensions: 14 X 14

Family Room

  • Features: Built-in Features,Cathedral/Vaulted Ceiling,Flooring - HardWood,Recessed Lighting,Skylight(s)
  • Level: Main
  • Area: 280
  • Dimensions: 14 X 20

Features

  • Soaking Tub,Bathroom - Tub Shower,Bathroom - Walk-In Shower,Breakfast Area,Built-in Features,Chair Railings,Crown Molding,Dining Area,Family Room Off Kitchen,Floor Plan - Traditional,Formal/Separate Dining Room,Eat-in Kitchen,Kitchen Island,Kitchen - Table Space,Pantry,Primary Bath(s),Recessed Lighting,Wainscotting,Walk-In Closet(s),2 Story Ceilings,9'+ Ceilings,Cathedral Ceiling(s),Dry Wall,High Ceilings,Vaulted Ceiling(s)
  • Door features: Double Entry,Six Panel,Sliding Glass,Storm Door(s)
  • Window features: Double Pane Windows,Insulated Windows,Palladian,Transom,Skylight(s)
  • Flooring: Carpet,Hardwood,Luxury Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 800
  • Finished area above ground: 2,896

Foyer

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 136
  • Dimensions: 17 X 8

Half Bath

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 21
  • Dimensions: 7 X 3

Heating & Cooling

  • Heating features: Forced Air,Zoned,Natural Gas
  • Cooling features: Central Air,Multi Units,Zoned,Electric

Interior Area

  • Total structure area: 4,324
  • Total interior livable area: 3,696 sqft

Kitchen

  • Features: Granite Counters,Dining Area,Flooring - HardWood,Kitchen Island,Eat-in Kitchen,Kitchen - Electric Cooking,Recessed Lighting,Pantry
  • Level: Main
  • Area: 160
  • Dimensions: 16 X 10

Laundry

  • Features: Flooring - Ceramic Tile
  • Level: Main
  • Area: 70
  • Dimensions: 7 X 10

Living Room

  • Features: Flooring - HardWood,Recessed Lighting
  • Level: Main
  • Area: 240
  • Dimensions: 15 X 16

Office

  • Features: Built-in Features,Flooring - Carpet,Recessed Lighting
  • Level: Main
  • Area: 140
  • Dimensions: 10 X 14

Primary Bathroom

  • Features: Soaking Tub,Bathroom - Walk-In Shower,Flooring - Luxury Vinyl Plank,Recessed Lighting
  • Level: Upper
  • Area: 130
  • Dimensions: 10 X 13

Primary Bedroom

  • Features: Attached Bathroom,Cathedral/Vaulted Ceiling,Ceiling Fan(s),Flooring - Carpet
  • Level: Upper
  • Area: 304
  • Dimensions: 19 X 16

Recreation Room

  • Features: Flooring - Luxury Vinyl Plank,Recessed Lighting
  • Level: Lower
  • Area: 420
  • Dimensions: 28 X 15

Utility Room

  • Features: Basement - Unfinished
  • Level: Lower
  • Area: 247
  • Dimensions: 13 X 19

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 04042100013346
  • Zoning: DR 1
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Lighting,Rain Gutters
  • Has view: Yes
  • View description: Garden,Trees/Woods

Lot

  • Lot size: 0.68 Acres
  • Features: Backs to Trees,Cul-De-Sac,Front Yard,Landscaped,No Thru Street,Open Lot,Premium,Rear Yard,SideYard(s),Wooded

Parking

  • Total spaces: 6
  • Parking features: Garage Faces Side,Garage Door Opener,Inside Entrance,Asphalt,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Hurricane
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$229$2,748
Property Taxes $778$9,336
Electricity $470$5,650
Total$5,142$61,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,297/yr
40% on housing$154,260/yr
45% on housing$137,120/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 21117$203
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21117$206
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$725,000
2026-08-03Price change$725,000
2026-07-09Listed for sale$750,000
2013-06-11Sold$485,000
2013-04-27Pending sale$499,000
2013-04-03Listed for sale$499,000
2003-07-15Sold$415,000

For Sale by Agent

AgentJory Frankle
BrokerageNorthrop Realty

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