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9963 Sherwood Farm Rd, Owings Mills, MD, 21117

3beds
4baths
1,868sqft
$389,900
$209price/sqft
$2,960/moest. monthly cost
$118,400/yrincome needed

About This Home

Beautiful & inviting 3-bedroom townhouse is perfect for living. The house has a nice living area with a bay-window, a wide kitchen, a stainless-steel refrigerator, and a half bath on the first floor, as well as a large deck and lawn in front and back. Hardwood flooring throughout the house, except for the basement. The upper level has three bedrooms and two full baths with a spacious walk-in closet in the primary bedroom. A finished basement with a full bath on the downstairs is great for any guests. Solar Panels on the roof that are fully paid off save up to 50% of your BG&E bill. Located in a community with three pools, a clubhouse, and within walking distance to a strip mall, shopping, schools, restaurants, and entertainment. Freshly painted walls, ceilings, and wood trim.

Getting Around

7
WalkingCar-Dependent
22
TransitMinimal Transit
2
BikeSomewhat Bikeable

Schools

3/10
3/10
4/10
New Town High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Concrete,Frame,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: A-Frame
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 400

Basement

  • Has basement: Yes
  • Basement: Full,Improved,Heated,Partially Finished,Concrete,Rear Entrance,Sump Pump,Unfinished,Windows

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 300
  • Finished area above ground: 1,568

Heating & Cooling

  • Heating features: Central,Forced Air,Programmable Thermostat,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,968
  • Total interior livable area: 1,868 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 04042200016825
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community

Lot

  • Lot size: 1,742 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Cold Wave
Hurricane
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$123$1,476
Property Taxes $585$7,020
Electricity $281$3,374
Total$2,960$35,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,485/yr
40% on housing$88,800/yr
45% on housing$78,933/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 21117$203
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21117$206
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-21Listed for sale$399,900
2018-07-10Listing removed$1,550
2018-05-30Listed for rent$1,550
2015-07-28Sold$179,900
2015-07-02Pending sale$189,900
2015-06-16Price change$189,900
2015-06-12Listed for sale$179,900
1995-08-14Sold$126,740

For Sale by Agent

AgentJeremy McDonough
BrokerageMr. Lister Realty

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