3 Silver Birch Ct, Owings Mills, MD, 21117
About This Home
Introducing this sun-filled four bedroom, three and a half bathroom townhome in the desirable New Town neighborhood, offering three finished levels of living space. A full rear bump-out on all levels adds valuable square footage throughout. Step inside to a freshly painted neutral interior complemented by new luxury vinyl plank flooring across the main level. The spacious front living room provides a comfortable setting for relaxing or entertaining. Prepare your favorite meals in the brand new kitchen that features stainless steel appliances, quartz countertops, modern shaker cabinetry, a pantry, and an island with seating, opening to the dining area. Just beyond, the family room is anchored by a cozy gas fireplace and offers sliding glass door access to the back deck. A half bathroom and coat closet complete the main level. Upstairs, the expansive primary suite showcases a vaulted ceiling, sitting area, walk-in closet, and a private bathroom with a walk-in shower, soaking tub, and dual sink vanity. Two additional bedrooms and a shared hall bathroom are down the hall. The fully finished lower level extends the living space with a versatile recreation room, fourth bedroom, and third full bathroom. Utility and laundry rooms provide added storage. Enjoy outdoor living on the back deck, ideal for grilling, dining, or unwinding. Brand new roof. The community offers a pool and playground just around the corner. Additional recent updates include a new roof. Conveniently located near I-795, I-695, MD-140, and the Metro at Owings Mills Station, providing easy access to Pikesville, Reisterstown, Towson, and surrounding areas. Nearby shopping, dining, and entertainment options include Mill Station, Foundry Row, Metro Centre, and Festival at Woodholme. Some photos have been virtually staged.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1997
Materials
- Foundation: Permanent
- Roof: Shingle
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: Townhouse
- Architectural style: Traditional
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Microwave,Dishwasher,Disposal,Dryer,Exhaust Fan,Oven/Range - Electric,Refrigerator,Washer,Water Heater,Gas Water Heater
- Laundry features: In Basement,Lower Level,Laundry Room
Basement
- Has basement: Yes
- Basement: Connecting Stairway,Full,Finished,Heated,Improved,Interior Entry,Windows
Bathroom2
- Features: Attic - Access Panel,Bathroom - Tub Shower,Flooring - Luxury Vinyl Tile
- Level: Upper
- Area: 72
- Dimensions: 8 X 9
Bathroom3
- Features: Bathroom - Walk-In Shower,Flooring - Luxury Vinyl Tile
- Level: Lower
- Area: 88
- Dimensions: 11 X 8
Bedroom2
- Features: Flooring - Carpet
- Level: Upper
- Area: 117
- Dimensions: 13 X 9
Bedroom3
- Features: Flooring - Carpet
- Level: Upper
- Area: 100
- Dimensions: 10 X 10
Bedroom4
- Features: Flooring - Carpet
- Level: Lower
- Area: 216
- Dimensions: 12 X 18
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Dining Room
- Features: Flooring - Luxury Vinyl Plank
- Level: Main
- Area: 120
- Dimensions: 12 X 10
Family Room
- Features: Ceiling Fan(s),Fireplace - Gas,Flooring - Luxury Vinyl Plank,Recessed Lighting
- Level: Main
- Area: 228
- Dimensions: 12 X 19
Features
- Attic,Soaking Tub,Bathroom - Tub Shower,Bathroom - Walk-In Shower,Breakfast Area,Ceiling Fan(s),Dining Area,Eat-in Kitchen,Kitchen Island,Kitchen - Table Space,Pantry,Primary Bath(s),Upgraded Countertops,Walk-In Closet(s),Cathedral Ceiling(s),Dry Wall,High Ceilings,Vaulted Ceiling(s)
- Door features: Six Panel,Sliding Glass,Storm Door(s)
- Window features: Double Pane Windows,Insulated Windows,Screens
- Flooring: Carpet,Ceramic Tile,Luxury Vinyl
- Number of fireplaces: 1
- Fireplace features: Gas/Propane
- Fireplace: Yes
- Finished area below ground: 581
- Finished area above ground: 1,598
Half Bath
- Features: Flooring - Luxury Vinyl Tile
- Level: Main
- Area: 30
- Dimensions: 5 X 6
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,300
- Total interior livable area: 2,179 sqft
Kitchen
- Features: Countertop(s) - Quartz,Dining Area,Flooring - Luxury Vinyl Plank,Kitchen Island,Eat-in Kitchen,Kitchen - Electric Cooking,Pantry
- Level: Main
- Area: 110
- Dimensions: 11 X 10
Laundry
- Level: Lower
- Area: 180
- Dimensions: 10 X 18
Living Room
- Features: Flooring - Luxury Vinyl Plank
- Level: Main
- Area: 288
- Dimensions: 18 X 16
Primary Bathroom
- Features: Soaking Tub,Bathroom - Walk-In Shower,Flooring - Luxury Vinyl Tile
- Level: Upper
- Area: 108
- Dimensions: 12 X 9
Primary Bedroom
- Features: Attached Bathroom,Cathedral/Vaulted Ceiling,Ceiling Fan(s),Flooring - Carpet,Walk-In Closet(s)
- Level: Upper
- Area: 322
- Dimensions: 23 X 14
Recreation Room
- Features: Flooring - Carpet
- Level: Lower
- Area: 396
- Dimensions: 22 X 18
Utility Room
- Level: Lower
- Area: 44
- Dimensions: 11 X 4
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 04042200020429
- Zoning: DR 3.5
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
- Patio & porch: Deck
- Exterior features: Bump-outs,Rain Gutters
Lot
- Lot size: 1,600 sqft
- Features: Cul-De-Sac,No Thru Street,Rear Yard
Parking
- Total spaces: 2
- Parking features: Assigned,Parking Lot
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Winter Weather
- Cold Wave
- Hurricane
- Inland Flooding
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $126 | $1,512 |
| Property Taxes | $529 | $6,348 |
| Electricity | $281 | $3,374 |
| Total | $2,958 | $35,496 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Listed for sale | $400,000 |
| 2026-02-01 | Listing removed | $417,777 |
| 2026-01-30 | Listed for sale | $417,777 |
| 2013-07-26 | Listing removed | $1,750 |
| 2013-07-24 | Listed for rent | $1,750 |
| 2012-03-21 | Listing removed | $1,750 |
| 2012-03-08 | Listed for rent | $1,750 |
| 1997-02-26 | Sold | $144,040 |
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