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5161 Spring Willow Ct, Owings Mills, MD, 21117

3beds
4baths
2,072sqft
$379,900
$183price/sqft
$3,007/moest. monthly cost
$120,280/yrincome needed

About This Home

Really nice End-unit! A 3 bed, 2 full baths and 2 half baths Town-home on a cul-de-sac. Stainless steel appliances in the kitchen, Hardwood floors, large deck. Private yard! It backs to Soldiers Delight State Park and Red Run Stream Valley Trail with over 1900 acres of protected land that are immediately behind, and to the left of the home. H.O.A. amenities include swimming pools, tennis courts, and kids’ playgrounds. Short distance to biking, hiking, and jogging trails; minutes from metro station and newly developed Mill Station shopping complex.

Getting Around

5
WalkingCar-Dependent
28
TransitSome Transit
19
BikeSomewhat Bikeable

Schools

3/10
3/10
Franklin Middle SchoolGrades 6-83.6 mi
2/10
Owings Mills High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Other
  • Construction materials: Brick,Aluminum Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Other
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 840

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Improved

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 380
  • Finished area above ground: 1,692

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,532
  • Total interior livable area: 2,072 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 04042300000269
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 2,720 sqft

Parking

  • Total spaces: 2
  • Parking features: Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Cold Wave
Hurricane
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,920$23,040
Home Insurance *$120$1,440
Property Taxes $686$8,232
Electricity $281$3,374
Total$3,007$36,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,097/yr
40% on housing$90,210/yr
45% on housing$80,186/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 21117$203
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21117$206
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Listed for sale$389,000
2023-04-28Sold$360,000
2023-04-02Pending sale$395,000
2023-02-16Listed for sale$395,000
2016-05-07Listing removed$269,000
2016-05-03Price change$269,000
2016-03-16Price change$259,999
2015-10-26Price change$289,999
2015-10-20Price change$259,999
2015-10-17Price change$279,000
2015-07-02Price change$299,000
2015-05-08Listed for sale$329,000
2002-09-12Sold$201,888
1999-01-22Sold$178,650

For Sale by Agent

AgentAbbey Olorunwunmi
BrokerageMichaels Realty, Inc.

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