Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

815 Branford Cir, Lutherville Timonium, MD, 21093

4beds
3baths
2,047sqft
$515,000
$252price/sqft
$3,631/moest. monthly cost
$145,240/yrincome needed

About This Home

Don’t miss your chance to own this meticulously maintained, original family home in the highly sought-after Longford North community—homes like this don’t come up often and won’t last long. Step inside to a bright, spacious living room filled with natural light that flows effortlessly into the kitchen and dining area, creating the perfect layout for everyday living and entertaining. Stunning original hardwood floors run throughout the home, adding warmth and character. Upstairs, you’ll find four generously sized bedrooms and two full bathrooms, offering plenty of space and flexibility for today’s lifestyle. The walkout basement is a true standout, featuring newer LVP flooring, a recently renovated half bath, and a cozy wood-burning fireplace—ideal for entertaining or relaxing. This level also connects to the one-car garage, perfect for parking, storage, or a workshop space. Outside, enjoy a large, nearly 1/3-acre flat backyard and patio—perfect for gatherings, gardening, pets, or simply unwinding at the end of the day. Opportunities like this are rare—schedule your showing today before it’s gone.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

9/10
7/10
Ridgely Middle SchoolGrades 6-81.4 mi
8/10
Dulaney High SchoolGrades 9-122.9 mi

Construction

Condition

  • Property condition: Very Good,Good
  • Year built: 1964

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Dryer,Freezer,Oven,Oven/Range - Gas,Refrigerator,Washer,Water Heater,Gas Water Heater
  • Laundry features: Dryer In Unit,Washer In Unit,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access,Windows,Full,Garage Access,Heated,Improved,Interior Entry,Exterior Entry,Rear Entrance

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Lower

Features

  • Built-in Features,Ceiling Fan(s),Dining Area,Floor Plan - Traditional,Other,Dry Wall
  • Flooring: Hardwood,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,047

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Natural Gas

Interior Area

  • Total structure area: 2,047
  • Total interior livable area: 2,047 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Lower

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 04080816046920
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Multi/Split,Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Lighting,Chimney Cap(s),Flood Lights

Lot

  • Lot size: 0.33 Acres
  • Lot size dimensions: 1.00 x

Parking

  • Total spaces: 2
  • Parking features: Basement,Built In,Garage Faces Front,Garage Door Opener,Inside Entrance,Attached,On Street,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Lightning
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,604$31,248
Home Insurance *$192$2,304
Property Taxes $554$6,648
Electricity $281$3,374
Total$3,631$43,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,491/yr
40% on housing$108,930/yr
45% on housing$96,826/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$252This listing

vs Other Active Listings

Avg $/sqft

ZIP 21093$217
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21093$235
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$539,999
2026-05-01Listed for sale$549,999
1965-08-02Sold$25,000

For Sale by Agent

AgentKaren Harms
BrokerageCummings & Co. Realtors

Similar Homes