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74 Northwood Dr, Lutherville Timonium, MD, 21093

4beds
2baths
1,685sqft
$474,900
$282price/sqft
$3,659/moest. monthly cost
$146,360/yrincome needed

About This Home

Welcome home to this beautifully updated Cape Cod, where classic charm meets modern convenience in a highly desirable Lutherville location. Featuring a brand-new roof, fresh paint throughout, a brand new kitchen with new appliances, this move-in-ready home is filled with warmth, natural light, and thoughtful updates. The main level offers a spacious living room and dining room with beautiful hardwood floors and a cozy wood stove, creating the perfect setting for everyday living and entertaining. The stunning new kitchen is designed to impress, featuring white cabinetry, quartz countertops, stainless steel appliances, recessed lighting, and luxury vinyl plank flooring. A convenient half bath completes the main level. Two generously sized bedrooms are located on the main floor, providing flexibility for family, guests, or a home office. One bedroom features hardwood flooring and a ceiling fan, while the second offers plush carpeting. Both rooms are enhanced by recessed lighting and are served by a nearby full bathroom. Upstairs, you'll find an additional bedroom with hardwood floors, offering a private retreat ideal for guests, a home office, or creative space. The finished lower level expands the home's living space with luxury vinyl plank flooring, a large family room, and an additional bedroom, making it perfect for overnight guests, recreation, or multi-generational living. Outdoor living is equally inviting with a spacious deck overlooking the large backyard, providing plenty of room for entertaining, gardening, play, or simply relaxing. A welcoming front porch adds timeless curb appeal and the classic character Cape Cod buyers love. Combining modern upgrades, including a new roof, renovated kitchen with quartz countertops, new stainless steel appliances, fresh paint, and versatile living spaces, this charming home offers exceptional value and comfort in a sought-after Lutherville setting. Don't miss the opportunity to make this beautifully updated property your own.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

9/10
7/10
Ridgely Middle SchoolGrades 6-80.5 mi
8/10
Dulaney High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1951

Materials

  • Foundation: Block
  • Construction materials: Frame,Vinyl Siding

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Stainless Steel Appliance(s),Cooktop,Dryer,Washer,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Space For Rooms

Bedroom1

  • Features: Flooring - HardWood,Recessed Lighting
  • Level: Main

Bedroom2

  • Features: Flooring - Carpet,Recessed Lighting
  • Level: Main

Bedroom3

  • Features: Flooring - HardWood
  • Level: Upper

Bedroom4

  • Features: Flooring - HardWood
  • Level: Upper

Bedroom4

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Features: Flooring - HardWood,Wood Stove
  • Level: Main

Family Room

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Lower

Features

  • Entry Level Bedroom,Floor Plan - Traditional,Recessed Lighting
  • Flooring: Carpet,Wood
  • Fireplace features: Wood Burning Stove
  • Finished area below ground: 290
  • Finished area above ground: 1,395

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,187
  • Total interior livable area: 1,685 sqft

Kitchen

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main

Living Room

  • Features: Flooring - HardWood
  • Level: Main

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 04080818000450
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 8,350 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Lightning
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$177$2,124
Property Taxes $800$9,600
Electricity $281$3,374
Total$3,659$43,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,451/yr
40% on housing$109,770/yr
45% on housing$97,573/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$282This listing

vs Other Active Listings

Avg $/sqft

ZIP 21093$217
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21093$235
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$449,900
2026-06-29Listed for sale$474,900
2026-04-30Listing removed$360,000
2026-03-27Listed for sale$360,000
2026-03-17Pending sale$360,000
2026-03-17Contingent$360,000
2026-03-04Price change$360,000
2026-02-20Listed for sale$364,900
2026-02-14Pending sale$364,900
2026-02-02Price change$364,900
2025-12-08Listed for sale$374,900
2025-12-01Pending sale$374,900
2025-12-01Listed for sale$374,900
2025-12-01Contingent$374,900
2025-11-24Listed for sale$374,900
2025-11-17Contingent$399,000
2025-11-17Price change$399,000
2025-11-15Listed for sale$389,900
2025-11-15Pending sale$389,900
2025-10-30Price change$389,900
2025-10-14Listed for sale$399,900
2025-07-01Listing removed$390,000
2025-05-23Listed for sale$390,000
1997-12-03Sold$131,000
1997-08-28Sold$128,928

For Sale by Agent

AgentR.J. Breeden
BrokerageBerkshire Hathaway HomeServices Homesale Realty

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