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34 Castlebar Ct, Lutherville Timonium, MD, 21093

4beds
3baths
1,900sqft
$399,999
$211price/sqft
$2,903/moest. monthly cost
$116,120/yrincome needed

About This Home

Seller is offering the large wall-mounted TV with soundbar system to be included with the sale—a fantastic value that makes moving in even easier. Welcome to this beautifully maintained 4-bedroom, 2 full and 1 half bath interior townhome in the highly desirable Mays Chapel community. Freshly painted and truly move-in ready, this home has been meticulously cared for over the years. The spacious floor plan offers comfortable everyday living and effortless entertaining, featuring generous living spaces, four well-sized bedrooms, well-appointed bathrooms, and a fully fenced backyard perfect for relaxing or hosting family and friends. Ideally situated near shopping, dining, parks, and major commuter routes, this is a rare opportunity to own a well-maintained home in one of Baltimore County's most sought-after neighborhoods.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

9/10
7/10
Ridgely Middle SchoolGrades 6-82.2 mi
8/10
Dulaney High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Block
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 760

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 380
  • Finished area above ground: 1,520

Heating & Cooling

  • Heating features: Central,Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,280
  • Total interior livable area: 1,900 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 04081800007945
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 1,999 sqft

Parking

  • Parking features: Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Lightning
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$149$1,788
Property Taxes $451$5,412
Electricity $281$3,374
Total$2,903$34,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,531/yr
40% on housing$87,090/yr
45% on housing$77,413/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 21093$218
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21093$235
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Price change$399,999
2026-07-06Price change$403,000
2026-06-29Price change$407,000
2026-06-12Listed for sale$409,000
2004-07-14Sold$230,000
1998-09-23Sold$130,000

For Sale by Agent

AgentMax Burton
BrokerageMr. Lister Realty

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