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37 Old Forge Garth, Sparks Glencoe, MD, 21152

3beds
4baths
1,962sqft
$470,000
$240price/sqft
$3,347/moest. monthly cost
$133,880/yrincome needed

About This Home

Welcome to 37 Old Forge Garth, located in the highly sought-after Loveton Farms community within the Hereford School Zone! This beautifully maintained 3-bedroom, 2 full and 2 half bath townhome offers nearly 2,000 square feet of thoughtfully designed living space, including a rare bump-out on both the main and lower levels that provides additional square footage not found in most neighboring homes. The sun-filled main level features spacious living and dining areas, a functional kitchen, and updated Andersen patio doors leading to an expansive composite deck (2021)—perfect for entertaining or relaxing while enjoying peaceful views of the private backyard backing to undeveloped land. Upstairs, the generous primary suite is complemented by two additional bedrooms and a full hall bath. The finished lower level offers flexible living space ideal for a family room, home office, gym, or playroom. Major updates include a new HVAC system (2022), providing peace of mind for years to come. Conveniently located just minutes from shopping, dining, parks, and major commuter routes, this exceptional home combines space, privacy, and an unbeatable location. Don't miss your opportunity to own one of the most desirable townhomes in Loveton Farms!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

10/10
Sparks Elementary SchoolGrades K-52.1 mi
9/10
Hereford Middle SchoolGrades 6-83.8 mi
10/10
Hereford High SchoolGrades 9-125.6 mi

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Slab
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 792

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 450
  • Finished area above ground: 1,512

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Central Air,Natural Gas

Interior Area

  • Total structure area: 2,304
  • Total interior livable area: 1,962 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 04082000010226
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 2,400 sqft

Parking

  • Parking features: Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Winter Weather
Cold Wave
Hurricane
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$157$1,884
Property Taxes $533$6,396
Electricity $281$3,374
Total$3,347$40,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,754/yr
40% on housing$100,410/yr
45% on housing$89,253/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 21152$302
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21152$325
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$470,000
2026-06-27Listed for sale$475,000
2026-06-12Contingent$475,000
2026-06-04Listed for sale$475,000
2007-11-16Sold$332,500
2001-09-05Sold$182,000

For Sale by Agent

AgentJoe Bonner
BrokerageBHHS Fox & Roach-Haverford

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