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115 E Seminary Ave, Lutherville Timonium, MD, 21093

3beds
2baths
1,990sqft
$429,000
$216price/sqft
$3,270/moest. monthly cost
$130,800/yrincome needed

About This Home

*MOTIVATED SELLER*Welcome to 115 Seminary Ave, a charming, detached rancher situated on a corner lot. Great convenient Lutherville's most desirable neighborhoods. This spacious home offers 3-bedroom 2 full bath with fully finished walkout lower level which expands the living space. These 2 finished levels provide ample living space with perfect sized rooms, large living room, open floor plan, hardwood flooring, freshly painted, and lots of natural light on the main level. The outside has a large-size deck providing you the perfect setting for outdoor entertaining and family gatherings. The backyard is fully fenced and has a large shed. Unbeatable location just minutes from shopping, dining, top-rated public schools, and enjoy easy access to major commuter routes including I-95, I-695, and I-83, and to downtown Baltimore.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

9/10
7/10
Ridgely Middle SchoolGrades 6-80.7 mi
9/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 1958

Materials

  • Foundation: Block
  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Exhaust Fan,Ice Maker,Oven/Range - Gas,Refrigerator,Washer,Water Heater,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Exterior Entry,Rear Entrance,Walk-Out Access

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Family Room

  • Level: Lower

Features

  • Attic,Dining Area,Kitchen - Country,Upgraded Countertops
  • Flooring: Wood
  • Finished area below ground: 775
  • Finished area above ground: 1,215

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,430
  • Total interior livable area: 1,990 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Other

  • Level: Lower

Storage Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 04090904502080
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck
  • Fencing: Full

Lot

  • Lot size: 0.27 Acres
  • Features: Corner Lot,Suburban

Parking

  • Total spaces: 3
  • Parking features: Driveway,On Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,169$26,028
Home Insurance *$160$1,920
Property Taxes $660$7,920
Electricity $281$3,374
Total$3,270$39,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,114/yr
40% on housing$98,100/yr
45% on housing$87,200/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 21093$217
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21093$235
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-01Listed for sale$429,000
2026-03-10Listing removed$440,000
2026-02-14Price change$440,000
2025-12-06Listed for sale$470,000
2020-02-19Sold$326,000
2019-06-07Sold$420,000
2016-08-22Listing removed$499,900
2016-04-05Listed for sale$499,900
2015-10-19Listing removed$534,000
2015-01-01Sold$355,000
2014-10-22Listed for sale$534,000
1994-12-30Sold$150,000

For Sale by Agent

AgentLuis Cordero
BrokerageRealty Advantage of Maryland LLC

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