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521 S Duncan St, Baltimore, MD, 21231

2beds
2baths
720sqft
$210,000
$292price/sqft
$1,925/moest. monthly cost
$77,000/yrincome needed

About This Home

Newly renovated home in desirable Canton/Fells Point neighborhood. Close to shops and restaurants with plenty of on-street parking. Walking distance to Patterson Park and waterfront.

Getting Around

99
WalkingWalker's Paradise
73
TransitExcellent Transit
83
BikeVery Bikeable

Schools

9/10
Hampstead Hill AcademyGrades PK-80.5 mi
1/10

Construction

Condition

  • Property condition: Average
  • Year built: 1920

Materials

  • Foundation: Other
  • Roof: Other
  • Construction materials: Brick Veneer

Type & Style

  • Home type: Townhouse
  • Architectural style: Other
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Tankless Water Heater,Washer,Oven/Range - Gas,Range Hood,Instant Hot Water
  • Laundry features: Main Level,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Dry Wall
  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 720

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 720
  • Total interior livable area: 720 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0301041784 051
  • Zoning: R-8
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Other

Lot

  • Lot size: 600 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Coastal Flooding
Heat Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$168$2,016
Property Taxes $415$4,980
Electricity $281$3,374
Total$1,925$23,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,000/yr
40% on housing$57,750/yr
45% on housing$51,333/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$292This listing

vs Other Active Listings

Avg $/sqft

ZIP 21231$168
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21231$261
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$210,000
2026-07-24Listed for sale$210,000
2023-09-26Sold$165,000
2023-09-10Pending sale$160,000
2023-09-07Listed for sale$160,000
2022-01-18Sold$160,000
2021-12-23Pending sale$160,000
2021-12-20Listed for sale$150,000
2021-02-11Listing removed--
2021-01-19Listed for rent$1,199
2020-07-04Listing removed$1,199
2020-06-19Price change$1,199
2020-04-14Price change$1,299
2020-03-19Price change$1,350
2020-01-04Listed for rent$1,399
2017-10-26Listing removed$1,250
2017-09-29Price change$1,250
2017-09-19Listed for rent$1,400
2017-09-01Sold$125,000
2017-06-05Price change$135,000
2017-05-09Price change$139,500
2017-04-17Listed for sale$147,000
2010-06-10Sold$75,000
2006-11-13Sold$130,000

For Sale by Agent

AgentDaniel Demers
BrokerageSell Your Home Services

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