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412 S Wolfe St, Baltimore, MD, 21231

5beds
4baths
2,104sqft
$359,900
$171price/sqft
$3,122/moest. monthly cost
$124,880/yrincome needed

About This Home

Charming Baltimore 2- unit rowhome in the heart of historic Fell's Point just moments from waterfront dining, shopping, and entertainment. Ideal for buyers looking to personalize or investors seeking strong rental potential in one of the city’s most desirable neighborhoods. Sold as-is. This property is tenant occupied. This property is part of a larger portfolio. Please contact for more details regarding associated listings. Closings will need to be coordinated with the other properties in the portfolio but may sell to individual buyers. Seller will only accept offers from serious buyers who can align with that timeline.

Getting Around

99
WalkingWalker's Paradise
78
TransitExcellent Transit
79
BikeVery Bikeable

Schools

6/10
Wolfe Street AcademyGrades PK-50.1 mi
1/10

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Slab
  • Roof: Built-Up
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Federal
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 540

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,104

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,644
  • Total interior livable area: 2,104 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0302081772 023
  • Zoning: R-8
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 871.20 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$289$3,468
Property Taxes $733$8,796
Electricity $281$3,374
Total$3,122$37,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,040/yr
40% on housing$93,660/yr
45% on housing$83,253/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 21231$166
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21231$261
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Listed for sale$415,000
2023-06-09Listing removed--
2023-06-07Listed for rent$1,800
2021-07-07Listing removed--
2021-06-16Listed for rent$1,600
2020-12-26Listing removed$1,600
2020-10-28Listed for rent$1,600
2019-06-06Listing removed$1,600
2019-03-06Price change$1,600
2019-01-14Listed for rent$1,850
2016-07-30Listing removed$1,000
2011-03-03Listing removed$1,500
2011-02-25Price change$1,500
2011-02-09Price change$1,700
2011-01-20Listed for rent$1,800
2010-09-21Sold$106,450
2010-08-11Listed for sale$107,900
2010-06-05Sold$127,600

For Sale by Agent

AgentSTEPHEN PIPICH
BrokerageLPT Realty, LLC

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