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503 S Durham St, Baltimore, MD, 21231

2beds
2baths
1,566sqft
$275,000
$176price/sqft
$2,378/moest. monthly cost
$95,120/yrincome needed

About This Home

Nestled in the charming Fells Point Historic District, this end-of-row townhouse offers a perfect blend of historic charm and modern convenience. This property has over 15 years of rental history, making it an attractive investment opportunity. The spacious layout includes two comfortable bedrooms and two full bathrooms, ideal for both residents and potential renters. The home is equipped with stainless steel appliances, including a gas range, dishwasher, and stacked washer/dryer. With its prime location, this property is not only a cozy residence but also a lucrative investment. The historic charm of Fells Point attracts a diverse range of tenants, ensuring strong rental demand.

Getting Around

99
WalkingWalker's Paradise
76
TransitExcellent Transit
87
BikeVery Bikeable

Schools

9/10
Hampstead Hill AcademyGrades PK-80.8 mi
1/10

Construction

Condition

  • Property condition: Good
  • Year built: 1898

Materials

  • Foundation: Slab
  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2018

Type & Style

  • Home type: Townhouse
  • Architectural style: Federal,Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Exhaust Fan,Oven/Range - Gas,Refrigerator,Stainless Steel Appliance(s),Washer/Dryer Stacked,Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Ceramic Tile,Engineered Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,566

Heating & Cooling

  • Heating features: Other,Electric
  • Cooling features: Ductless,Electric

Interior Area

  • Total structure area: 1,566
  • Total interior livable area: 1,566 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0302081781 050
  • Zoning: R-8
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Balcony
  • Fencing: Wood

Lot

  • Lot size: 1,307 sqft
  • Lot size dimensions: 21 x 61

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Coastal Flooding
Heat Wave
Cold Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$221$2,652
Property Taxes $486$5,832
Electricity $281$3,374
Total$2,378$28,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,531/yr
40% on housing$71,340/yr
45% on housing$63,413/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 21231$167
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21231$261
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2023-07-31Listing removed--
2023-07-15Listed for rent$1,900
2022-04-22Listing removed--
2022-04-12Price change$1,800
2022-03-30Listed for rent$2,000
2021-03-24Listing removed--
2018-10-13Listing removed$1,600
2018-10-01Price change$1,600
2018-09-12Price change$1,650
2018-08-27Price change$1,750
2018-08-14Price change$1,850
2018-07-26Listed for rent$1,950
2017-08-29Listing removed$1,850
2017-08-04Listed for rent$1,850
2012-12-03Sold$80,000
2012-05-11Listing removed$50,000
2012-04-13Listed for sale$50,000
2000-10-05Sold$32,000
1999-05-13Sold$31,100

Coming Soon

AgentLindsay Crummey
BrokerageTaylor Properties

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