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1617 Bank St, Baltimore, MD, 21231

3beds
3baths
1,731sqft
$435,000
$251price/sqft
$3,672/moest. monthly cost
$146,880/yrincome needed

About This Home

Completely rebuilt in 2018 as a one-of-a-kind custom residence, enjoy 19th century exterior architecture with 21st century wiring - this extraordinary 3 bedroom 2.5 bathroom home offers a level of craftsmanship, design, and functionality rarely seen in Baltimore. Thoughtfully curated with high-end finishes throughout, the home seamlessly blends modern luxury with warm, timeless style. Rich hardwood flooring flows throughout the living spaces, while the gourmet kitchen serves as the heart of the home with premium finishes, custom details, and an ideal layout for both everyday living and entertaining. Natural light pours into every room, creating an airy and inviting atmosphere that highlights the home’s impeccable design. The stunning spa-inspired bathrooms feel straight out of a luxury boutique hotel, while oversized closets provide exceptional storage rarely found in city living. A large basement offers even more flexibility with abundant storage space which is always an added bonus. Outside, the expansive private yard is truly a rare city oasis — fully fenced and thoughtfully designed with ample space for gardening, entertaining, dining al fresco, or simply relaxing in peace. Perfectly positioned just moments from Fells Point and Harbor East, this location offers the very best of Baltimore living with acclaimed restaurants, waterfront attractions, nightlife, and shopping all just steps away. This is not simply a renovation — it is a completely reimagined custom home unlike anything else on the market.

Getting Around

99
WalkingWalker's Paradise
86
TransitExcellent Transit
86
BikeVery Bikeable

Schools

5/10
1/10

Construction

Condition

  • Year built: 1880

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Dryer In Unit,Upper Level,Washer In Unit

Basement

  • Area: 390

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Breakfast Area,Dining Area,Open Floorplan,Kitchen - Gourmet,Recessed Lighting,Upgraded Countertops
  • Flooring: Hardwood,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,731

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Natural Gas

Interior Area

  • Total structure area: 2,121
  • Total interior livable area: 1,731 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0303081435 044
  • Zoning: R-8
  • Special condition: Standard

Features

  • Levels: Four
  • Stories: 4
  • Pool features: None
  • Exterior features: Lighting,Sidewalks,Street Lights

Lot

  • Lot size: 2 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$349$4,188
Property Taxes $843$10,116
Electricity $281$3,374
Total$3,672$44,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,897/yr
40% on housing$110,160/yr
45% on housing$97,920/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$251This listing

vs Other Active Listings

Avg $/sqft

ZIP 21231$164
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21231$261
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$435,000
2024-04-30Listing removed--
2024-04-01Price change$2,850
2023-12-06Listed for rent$2,900
2022-10-05Listing removed--
2022-09-13Listed for rent$2,500
2018-10-31Listing removed$2,500
2018-08-12Price change$2,500
2018-07-13Price change$2,600
2018-06-12Price change$2,700
2018-05-01Listed for rent$2,800
2016-02-25Sold$96,100
2015-12-29Listed for sale$89,900
2015-05-08Listing removed$89,900
2015-04-22Price change$89,900
2015-04-17Listed for sale$94,900
2015-04-15Pending sale$94,900
2015-03-03Price change$94,900
2015-02-28Listed for sale$105,000
2014-12-18Listing removed$105,000
2014-11-21Price change$105,000
2014-11-01Listed for sale$114,900
2014-10-29Sold$328,000
2014-10-06Price change$120,500
2014-09-25Listed for sale$115,000
2005-02-07Sold$154,900
1999-01-11Sold$45,900

For Sale by Agent

AgentLiz Ancel
BrokerageCummings & Co. Realtors

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