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404 N Montford Ave, Baltimore, MD, 21224

0beds
0baths
1,538sqft
$60,000
$39price/sqft
$732/moest. monthly cost
$29,280/yrincome needed

About This Home

ONLINE AUCTION: This auction takes place on the Ashland Auction Group website bidding platform. Bidding begins 5/14/2026 @ 10:00 AM. Bidding ends 5/18/2026 @ 12:00 PM. The list price is the suggested opening bid. Deposit: $10,000. This two-story townhouse is located in the McElderry Park neighborhood of Baltimore City. Residents can enjoy nearby attractions and facilities such as the Johns Hopkins Hospital and Patterson Park. The property has an unknown occupancy. The area provides easy access to the major traffic artery, Orleans St, connecting to other areas in the city.

Getting Around

95
WalkingWalker's Paradise
83
TransitExcellent Transit
65
BikeBikeable

Schools

Construction

Condition

  • Year built: 1880

Materials

  • Foundation: Other
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Federal
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 559

Basement

  • Has basement: Yes
  • Basement: Unfinished

Features

  • Finished area below ground: 420
  • Finished area above ground: 1,118

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Other,Electric

Interior Area

  • Total structure area: 1,677
  • Total interior livable area: 1,538 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0306031671 044
  • Zoning: R-8
  • Special condition: Auction

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 871.20 sqft
  • Lot size dimensions: 13 x 71

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $303$3,636
Home Insurance *$29$348
Property Taxes $119$1,428
Electricity $281$3,374
Total$732$8,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,097/yr
40% on housing$21,960/yr
45% on housing$19,520/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$39This listing

vs Other Active Listings

Avg $/sqft

ZIP 21224$126
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21224$201
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2017-08-03Listing removed$1,300
2017-07-08Listed for rent$1,300
2017-04-19Listing removed$1,300
2017-04-12Listed for rent$1,300
2016-04-06Listing removed$1,300
2016-03-15Sold$98,500
2016-03-10Listed for rent$1,300
2016-02-26Pending sale$107,900
2016-02-11Listed for sale$107,900
2016-01-27Pending sale$107,900
2015-12-16Price change$107,900
2015-11-10Price change$117,900
2015-10-03Price change$119,900
2015-09-01Listed for sale$129,900
2013-05-15Sold$10,000
2013-04-04Price change$10,000
2013-02-22Price change$25,000
2013-01-17Price change$40,000
2012-12-14Price change$45,000
2012-11-27Price change$60,000
2012-09-18Listed for sale$75,000
2006-04-12Sold$96,000

Unknown Listed By

AgentAdam Shpritz
BrokerageAshland Auction Group LLC

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