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10 N Curley St, Baltimore, MD, 21224

4beds
4baths
1,561sqft
$364,900
$234price/sqft
$2,999/moest. monthly cost
$119,960/yrincome needed

About This Home

Beautifully renovated 4-bedroom, 3.5-bath Patterson Park rowhome with 3 years remaining on the CHAP Tax Credit. The sun-filled main level features a spacious open living room, a convenient powder room, and a stunning gourmet kitchen complete with granite countertops, tile backsplash, stainless steel appliances, and a large breakfast bar that flows seamlessly into the separate dining area—perfect for everyday living and entertaining. Upstairs, you'll find two generously sized primary suites, each offering ample closet space and a private en-suite bath, making the layout ideal for homeowners, guests, or roommates. The fully finished lower level boasts tall ceilings, two additional bedrooms, a full bathroom, and versatile space perfect for a home office, gym, or media room. Step outside to enjoy the convenience of private rear parking while being just moments from Patterson Park's walking trails, green spaces, restaurants, and neighborhood favorites. With thoughtful finishes, a functional layout, valuable tax savings, and an unbeatable location, this home offers the perfect combination of style, comfort, and convenience.

Getting Around

94
WalkingWalker's Paradise
70
TransitExcellent Transit
83
BikeVery Bikeable

Schools

4/10
1/10

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Slab
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Federal
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Oven/Range - Gas,Refrigerator,Washer,Water Heater,Gas Water Heater

Basement

  • Area: 480

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Breakfast Area,Ceiling Fan(s),Crown Molding,Open Floorplan,Eat-in Kitchen,Kitchen - Table Space,Primary Bath(s)
  • Finished area below ground: 480
  • Finished area above ground: 1,081

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,561
  • Total interior livable area: 1,561 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0306171730 062
  • Zoning: R-8
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 871.20 sqft

Parking

  • Total spaces: 1
  • Parking features: On Street,Attached Carport
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$176$2,112
Property Taxes $697$8,364
Electricity $281$3,374
Total$2,999$35,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,822/yr
40% on housing$89,970/yr
45% on housing$79,973/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$234This listing

vs Other Active Listings

Avg $/sqft

ZIP 21224$124
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21224$201
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$364,900
2026-07-15Listed for sale$379,900
2019-03-29Sold$309,900
2019-02-21Pending sale$309,999
2019-01-18Price change$309,999
2018-07-28Price change$319,900
2018-05-30Price change$320,000
2018-05-21Listed for sale$330,000
2018-03-20Listing removed$325,000
2018-02-21Price change$325,000
2018-02-02Price change$339,999
2017-12-02Price change$345,999
2017-09-28Listed for sale$349,999
2016-06-15Sold$112,000
2015-02-27Sold$52,000
2003-08-20Sold$18,000
1999-11-17Sold$60,000

For Sale by Agent

AgentTJ Willoughby
BrokerageBerkshire Hathaway HomeServices Homesale Realty

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