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430 Oak Park Blvd, Youngsville, NC, 27596

5beds
3baths
3,040sqft
$475,000
$156price/sqft
$3,132/moest. monthly cost
$125,280/yrincome needed

About This Home

Skip the mud and the to-do list! This stunning Lockwood III offers all the modern perks of new construction with none of the post-closing headaches or hidden expenses. The heavy lifting has already been done: a full privacy fence is installed, custom blinds are in place throughout, and the landscaping is already established. The interior shines with upgraded light fixtures and accents that elevate the home well beyond standard builder-grade finishes. The thoughtfully designed layout is perfect for modern living, featuring a versatile first-floor guest suite and a dedicated home office. Upstairs, the convenience continues with a highly functional Jack and Jill bathroom, providing private, direct access for secondary bedrooms--a rare find that maximizes both space and privacy. Best of all, this residence is plug-and-play, as the refrigerator, washer, dryer, and security system are all included! Combining peace of mind with comfort, this home is better than new. Just bring your furniture and start living the dream!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

3/10
Franklinton ElementaryGrades PK-51.9 mi
4/10
Cedar Creek MiddleGrades 6-82.2 mi
6/10
Franklinton HighGrades 9-120.6 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2024

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman, Transitional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Electric Range,Microwave,Refrigerator,Self Cleaning Oven,Stainless Steel Appliance(s),Washer/Dryer
  • Laundry features: Laundry Closet,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bathtub/Shower Combination,Ceiling Fan(s),Double Vanity,Granite Counters,Kitchen Island,Open Floorplan,Quartz Counters,Smart Camera(s)/Recording,Walk-In Closet(s),Walk-In Shower
  • Window features: Blinds
  • Flooring: Carpet,Vinyl,Tile
  • Finished area below ground: 0
  • Finished area above ground: 3,040
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,040
  • Total interior livable area: 3,040 sqft

Property

Details

  • Parcel number: 050569
  • Zoning: FCO R-8
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Front Porch,Patio
  • Exterior features: Fenced Yard,Rain Gutters,Smart Camera(s)/Recording
  • Spa features: None
  • Fencing: Wood
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 10,018 sqft
  • Features: Back Yard,Landscaped

Parking

  • Parking features: Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Lightning
Strong Wind
Tornado
Cold Wave
Drought
Hail
Heat Wave
Ice Storm

FEMA Declared Disasters in Franklin County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$171$2,052
Property Taxes $277$3,324
Electricity $283$3,397
Total$3,132$37,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,382/yr
40% on housing$93,960/yr
45% on housing$83,520/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 27596$216
Franklin County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 27596$197
Franklin County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$475,000
2024-11-26Sold$454,990
2024-07-08Pending sale$454,990
2024-07-03Listed for sale$454,990

For Sale by Agent

AgentBernardo Antonio Lundy
BrokerageERA Live Moore

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