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1640 N Broadway, Baltimore, MD, 21213

2beds
3baths
0sqft
$449,900
--price/sqft
$3,589/moest. monthly cost
$143,560/yrincome needed

About This Home

Turnkey mixed-use opportunity in the Oliver neighborhood! This expansive end-of-group property offers the perfect blend of commercial functionality and residential comfort, ideal for both owner-occupants and savvy investors. The main level features a generously sized commercial space, including a 43’ x 14’ office/work area, a convenient kitchenette, half bath, and a large storage room complete with an industrial sink—well-suited for a variety of business uses. High visibility and flexible layout make this space adaptable for office, service, or light commercial operations. Above, the upper two levels host a well-appointed 2-bedroom, 1.5-bath apartment. This residential unit boasts a spacious living room filled with natural light, a galley kitchen with a dedicated dining area, and the convenience of in-unit laundry. The thoughtful layout provides comfortable, private living quarters separate from the commercial space below. Whether you're an entrepreneur seeking a live/work setup or an investor looking to expand your portfolio with a versatile income-producing asset, this property delivers strong potential and flexibility in a growing area.

Getting Around

79
WalkingVery Walkable
79
TransitExcellent Transit
58
BikeBikeable

Schools

1/10
4/10
Baltimore Design SchoolGrades 6-120.9 mi

Construction

Condition

  • Year built: 1913

Materials

  • Foundation: Other
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Federal
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 192

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 1
  • 1/2 bathrooms: 2
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Other,Electric

Interior Area

  • Total structure area: 192

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0308051118 039
  • Zoning: R-8
  • Special condition: Standard

Features

  • Levels: Four
  • Stories: 4
  • Pool features: None

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$172$2,064
Property Taxes $862$10,344
Electricity $281$3,374
Total$3,589$43,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,051/yr
40% on housing$107,670/yr
45% on housing$95,706/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 21213$76
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21213$173
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Listed for sale$449,900
2023-07-06Listing removed$264,900
2022-05-23Listed for sale$264,900
2019-05-27Listing removed$74,900
2019-04-02Pending sale$74,900
2019-03-24Listed for sale$74,900
2017-09-20Listing removed$80,000
2017-08-31Listed for sale$80,000
2016-02-22Sold$49,500
2015-12-07Listed for sale$30,000
2015-11-07Listing removed$75,000
2015-10-04Listed for sale$75,000
2009-08-22Listing removed$199,000
2009-05-05Listed for sale$199,000

For Sale by Agent

AgentChris Cooke
BrokerageBerkshire Hathaway HomeServices Homesale Realty

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