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1425 N Luzerne Ave, Baltimore, MD, 21213

4beds
2baths
0sqft
$184,900
--price/sqft
$1,648/moest. monthly cost
$65,920/yrincome needed

About This Home

Welcome to this beautifully renovated four-bedroom, two-bath home thoughtfully designed with modern elegance, comfort, and functionality in mind located at 1425 N Luzerne Avenue, Baltimore, MD 21213. From the moment you arrive, you’re greeted by a charming foyer area perfect for hanging coats, storing shoes, and creating an inviting first impression before stepping into the heart of the home. Inside, the commodious living room showcases a stunning custom feature wall with a built-in fireplace and a mounted television outlet, creating the perfect setting for cozy evenings or entertaining guests. Just off the living space, enjoy reading a book or a peaceful meditation bathed in natural sunlight from oversized windows, offering the ideal area to relax and unwind. The open dining area features a large LED dimmable light fixture, allowing you to customize the ambiance for intimate dinners or lively gatherings. Nearby, a stylish wine rack adds both convenience and sophistication to the entertaining space. This updated, beautiful, spacious, eat-in kitchen features sleek quartz countertops, stainless steel appliances, designer wood-like light and cabinet hardware, a high-end sink faucet, and peninsula seating with bar stools for casual dining or morning coffee. Retreat to the capacious owner’s suite, complete with an upscale ceiling fan and ample space for a sitting area. Additional bedrooms offer versatility to fit your lifestyle, including one perfectly suited for a home office and another that can be transformed into a chic dressing room featuring a closet and large statement mirror. The spa-inspired bathrooms have been thoughtfully updated with designer vanities, custom tile work, and elevated shower fixtures, creating a luxurious, relaxing atmosphere. Downstairs, the finished basement expands the home’s living space with a dedicated laundry area, a roomy recreation room ideal for entertaining, and an additional full bath featuring a custom shower. Throughout the home, enjoy an open floor plan with newly installed luxury vinyl plank flooring, modern paint, spacious closets in every room for abundant storage, and security doors and lighting at entry and exit points. Step outside to a privately fenced backyard and patio, perfect for outdoor dining, gatherings, or simply enjoying your own peaceful retreat. This move-in-ready home seamlessly blends contemporary style with everyday comfort, offering the perfect balance of luxury and practicality. Conveniently located near Johns Hopkins, downtown Baltimore, the Inner Harbor, Fells Point, Canton, Brewer Hill, major commuter routes (895, 695, 95, & 83), and city amenities, this is a rare opportunity to own a thoughtfully updated home in a growing community with strong investment potential. This block has already seen tremendous success with multiple buyers benefiting from grant opportunities that have helped make homeownership more accessible and affordable. Preferred lending partners are offering exceptional financing solutions, including competitive interest rates and grant programs designed to maximize buyer affordability. Attention Agents! Don’t miss the opportunity to show this four-bedroom home on Luzerne Avenue, located in one of Baltimore City’s rapidly revitalizing communities. Schedule your appointment today before the final homes are gone. Call with any questions or for additional information regarding available grants and financing options. Act fast, this won’t last!

Getting Around

80
WalkingVery Walkable
70
TransitExcellent Transit
52
BikeBikeable

Schools

1/10
1/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Slab
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 0

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0308161506 059
  • Zoning: R-8
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 910 sqft
  • Lot size dimensions: 14 x 65

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $934$11,208
Home Insurance *$70$840
Property Taxes $363$4,356
Electricity $281$3,374
Total$1,648$19,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,502/yr
40% on housing$49,440/yr
45% on housing$43,946/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 21213$78
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21213$173
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$184,900
2026-06-01Price change$189,900
2026-05-15Listed for sale$194,900
2019-12-18Sold$50,725
1994-11-15Sold$10,000

For Sale by Agent

AgentMarcus Hairston
BrokerageKeller Williams Gateway LLC

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