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3203 Independence St, Baltimore, MD, 21218

2beds
1baths
1,036sqft
$25,000
$24price/sqft
$452/moest. monthly cost
$18,080/yrincome needed

About This Home

3 BR, 1 BA detached home in Better Waverly, rehabbed in 2021, including New Systems and appliances. Conveniently located behind Johns Hopkins at Eastern High Campus, a few blocks from Waverly YMCA, Stadium Place, Waverly Farmer's Market, to name a few. Close to public transportation. $5,000 Grant for Johns Hopkins qualified Full Time Employees (Check with HR for eligibility). Sold As-Is

Getting Around

81
WalkingVery Walkable
70
TransitExcellent Transit
65
BikeBikeable

Schools

3/10
8/10
Baltimore City CollegeGrades 9-120.3 mi
5/10
Stadium SchoolGrades 6-80.3 mi

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Stone
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 2021

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Cooktop,Washer,Dryer,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom1

  • Level: Upper

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Features

  • Window features: Double Pane Windows
  • Finished area above ground: 1,036

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,036
  • Total interior livable area: 1,036 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0309024044 004
  • Attached to another structure: Yes
  • Zoning: R-7
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 1,307 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $126$1,512
Home Insurance *$17$204
Property Taxes $28$336
Electricity $281$3,374
Total$452$5,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$15,497/yr
40% on housing$13,560/yr
45% on housing$12,053/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$24This listing

vs Other Active Listings

Avg $/sqft

ZIP 21218$126
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21218$151
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$99,000
2026-04-17Pending sale$99,000
2026-03-30Listed for sale$99,000
2026-03-21Pending sale$99,000
2026-03-20Contingent$99,000
2026-03-12Listed for sale$99,000
2025-12-18Listing removed$124,900
2025-12-05Price change$124,900
2025-11-21Price change$134,000
2025-11-18Listed for sale$139,000
2024-07-25Listing removed--
2024-07-24Price change$139,900
2024-07-19Listed for sale$140,000
2021-06-07Sold$100,000
2021-02-26Contingent$115,000
2021-02-19Listed for sale$115,000
2020-12-31Listing removed$60,000
2020-12-08Price change$60,000
2020-11-18Listed for sale$25,000
2020-02-28Listing removed$1,100
2020-01-21Listed for rent$1,100
2020-01-21Listing removed$89,500
2019-10-10Price change$89,500
2019-10-05Price change$94,500
2019-09-30Price change$99,500
2019-09-25Listed for sale$105,000
2017-04-07Sold$12,000

For Sale by Agent

AgentMichael Levine
BrokerageSamson Properties

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