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3012 Harford Rd, Baltimore, MD, 21218

5beds
2baths
2,144sqft
$219,900
$103price/sqft
$1,794/moest. monthly cost
$71,760/yrincome needed

About This Home

Getting Around

49
WalkingCar-Dependent
66
TransitGood Transit
38
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Block
  • Roof: Rubber
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Victorian
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: In Basement

Basement

  • Area: 1072

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Flooring: Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 2,144

Heating & Cooling

  • Heating features: Radiator,Natural Gas
  • Cooling features: Central Air,Natural Gas

Interior Area

  • Total structure area: 3,216
  • Total interior livable area: 2,144 sqft

Property

Accessibility

  • Accessibility features: Accessible Doors

Details

  • Parcel number: 0309153941C011
  • Zoning: R-6
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 3,126 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,111$13,332
Home Insurance *$151$1,812
Property Taxes $251$3,012
Electricity $281$3,374
Total$1,794$21,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,508/yr
40% on housing$53,820/yr
45% on housing$47,840/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 21218$125
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21218$151
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$219,900
2026-04-07Listing removed$225,000
2026-01-16Listed for sale$225,000
2025-09-04Sold$206,000
2025-06-27Sold$206,000
2025-06-06Contingent$212,500
2025-05-04Listed for sale$212,500
2025-04-19Contingent$212,500
2025-04-12Listed for sale$212,500
2025-03-22Listing removed$210,000
2024-12-22Listed for sale$210,000
2022-10-21Sold$170,000
2022-09-21Pending sale$139,000
2022-09-20Contingent$139,000
2022-09-16Listed for sale$139,000
2019-09-11Sold$99,900
2019-06-08Pending sale$99,900
2019-05-26Listed for sale$99,900
2015-11-15Listing removed$1,595
2015-11-08Price change$1,595
2015-10-15Price change$1,700
2015-09-15Price change$1,695
2015-07-18Listed for rent$1,800
2015-06-11Listing removed$1,800
2015-05-19Listed for rent$1,800
2014-05-07Listing removed$1,800
2014-03-29Listed for rent$1,800
2010-04-01Sold$23,900
2009-10-24Sold$25,200
2006-03-16Sold$64,050

For Sale by Agent

AgentLeif Eric Colon
BrokerageSmart Realty, LLC

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