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2634 Harford Rd, Baltimore, MD, 21218

3beds
3baths
1,456sqft
$215,000
$148price/sqft
$1,760/moest. monthly cost
$70,400/yrincome needed

About This Home

Beautifully renovated three-bedroom, three full-bath rowhome featuring an open and airy floor plan filled with natural light. Highlights include recessed lighting, fresh paint, and new carpet throughout. The modern kitchen offers quartz countertops, stainless steel appliances, a large island, and contemporary finishes. Upper level includes two spacious bedrooms, one being a primary suite with a private full bath. Fully finished lower level features a third bedroom and full bathroom—ideal for guests or flexible living space. Major updates include a new roof, HVAC system, and hot water heater. Conveniently located in the heart of Baltimore and move-in ready. Property may be eligible for a $5,000 homebuyer grant and an additional $2,500 grant for qualified buyers through Chase.

Getting Around

75
WalkingVery Walkable
72
TransitExcellent Transit
42
BikeSomewhat Bikeable

Schools

1/10
8/10
Baltimore City CollegeGrades 9-120.5 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Block
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Federal
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Ice Maker,Refrigerator,Stainless Steel Appliance(s),Dryer,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom2

  • Features: Flooring - Ceramic Tile
  • Level: Upper

Bedroom1

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 195
  • Dimensions: 13 X 15

Bedroom2

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 208
  • Dimensions: 13 X 16

Bedroom3

  • Features: Flooring - Carpet
  • Level: Lower
  • Area: 324
  • Dimensions: 12 X 27

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Flooring - Carpet,Living/Dining Room Combo
  • Level: Main
  • Area: 165
  • Dimensions: 15 X 11

Features

  • Combination Dining/Living,Floor Plan - Traditional,Kitchen Island,Bathroom - Tub Shower,Bathroom - Walk-In Shower,Recessed Lighting,Upgraded Countertops
  • Flooring: Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,456

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,456
  • Total interior livable area: 1,456 sqft

Kitchen

  • Features: Flooring - Ceramic Tile,Kitchen Island
  • Level: Main
  • Area: 169
  • Dimensions: 13 X 13

Living Room

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 80
  • Dimensions: 8 X 10

Primary Bathroom

  • Features: Flooring - Ceramic Tile
  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0309174127 030
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 1,306 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$147$1,764
Property Taxes $245$2,940
Electricity $281$3,374
Total$1,760$21,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,342/yr
40% on housing$52,800/yr
45% on housing$46,933/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 21218$125
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21218$151
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$220,000
2026-04-16Pending sale$220,000
2026-04-09Price change$220,000
2026-01-30Price change$224,900
2025-07-15Price change$225,000
2025-05-27Listed for sale$229,900
2025-05-24Listing removed$235,000
2025-04-27Price change$235,000
2025-04-11Listed for sale$250,000
2024-07-25Sold$85,000
2015-02-07Listing removed$1,495
2015-01-28Listed for rent$1,495
2009-11-01Listing removed$64,500
2009-08-01Price change$64,500
2009-04-30Listed for sale$64,900
2008-06-19Sold$47,750

For Sale by Agent

AgentR.J. Breeden
BrokerageBerkshire Hathaway HomeServices Homesale Realty

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