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2960 Harford Rd, Baltimore, MD, 21218

4beds
2baths
1,647sqft
$245,000
$149price/sqft
$1,966/moest. monthly cost
$78,640/yrincome needed

About This Home

Beautifully renovated 4-bedroom, 2-bath home located directly across from Clifton Park. This property features a modern kitchen, updated bathrooms, contemporary finishes, and abundant natural light throughout. A tenant is currently in place, making this a great opportunity for investors seeking immediate rental income or buyers looking for a future owner-occupied home. Conveniently located near Morgan State, Lake Montebello, shopping, dining, major transportation routes, and East Baltimore redevelopment.

Getting Around

63
WalkingSomewhat Walkable
67
TransitGood Transit
40
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Slab
  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2022

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Finished area above ground: 1,647

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,647
  • Total interior livable area: 1,647 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0309183942 030
  • Zoning: R-6
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 2,178 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$168$2,016
Property Taxes $279$3,348
Electricity $281$3,374
Total$1,966$23,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,405/yr
40% on housing$58,980/yr
45% on housing$52,426/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 21218$125
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21218$151
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$245,000
2024-04-13Listing removed--
2024-04-10Price change$209,000
2024-03-23Price change$212,000
2024-03-13Price change$220,000
2024-02-09Pending sale$210,000
2024-01-10Price change$210,000
2024-01-04Listing removed--
2023-12-27Listed for sale$218,000
2023-12-07Listed for rent$2,800
2022-05-31Sold$135,000
2022-04-01Pending sale$135,000
2022-04-01Listed for sale$135,000
2011-08-13Sold$34,000
2011-06-18Listed for sale$48,000
2010-12-12Listing removed$39,999
2010-12-05Price change$39,999
2010-11-04Price change$50,000
2010-10-14Listed for sale$60,000
2003-09-30Sold$21,000

For Sale by Agent

AgentAshley White
BrokerageKeller Williams Capital Properties

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