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2104 Lake Ave, Baltimore, MD, 21218

2beds
2baths
1,349sqft
$224,900
$167price/sqft
$1,828/moest. monthly cost
$73,120/yrincome needed

About This Home

This classic 1919 semi-detached house offers a rare opportunity to own a piece of history in one of the area’s most desirable neighborhoods. Located in a highly sought-after spot with excellent walkability, top-rated schools, convenient transit links, parks, and Local amenities just minutes away, this property sits in a great location that truly checks every box for families, professionals, and investors alike.

Getting Around

51
WalkingSomewhat Walkable
65
TransitGood Transit
54
BikeBikeable

Schools

Construction

Condition

  • Year built: 1919

Materials

  • Foundation: Brick/Mortar
  • Roof: Flat
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Federal
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: In Basement,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Partial,Connecting Stairway,Interior Entry,Exterior Entry,Rear Entrance,Sump Pump

Bathroom1

  • Level: Upper

Bathroom2

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Features

  • Floor Plan - Traditional,Kitchen - Galley,9'+ Ceilings,Plaster Walls
  • Flooring: Hardwood,Tile/Brick
  • Finished area below ground: 0
  • Finished area above ground: 1,349

Heating & Cooling

  • Heating features: Radiator,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,349
  • Total interior livable area: 1,349 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Lower

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0309193946 003
  • Attached to another structure: Yes
  • Zoning: R-4
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Fencing: Decorative
  • Waterfront features: Lake
  • Waterbody name: Lake Montebello

Lot

  • Lot size: 3,750 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$154$1,848
Property Taxes $256$3,072
Electricity $281$3,374
Total$1,828$21,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,674/yr
40% on housing$54,840/yr
45% on housing$48,746/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 21218$125
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21218$151
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Listed for sale$224,900

For Sale by Agent

AgentJoseph DeSimone
BrokerageCummings & Co. Realtors

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