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1024 N Central Ave, Baltimore, MD, 21202

4beds
2baths
1,451sqft
$203,999
$141price/sqft
$1,854/moest. monthly cost
$74,160/yrincome needed

About This Home

Welcome to 1024 N Central Avenue! A spacious and versatile 4-bedroom, 3-story townhome perfectly positioned in the heart of Baltimore. Whether you’re an investor or end buyer, this property offers the ideal blend of location, layout, and opportunity. Featuring four generously sized bedrooms and two full bathrooms, this home is designed for comfortable living with plenty of room to spread out across three levels. The layout provides flexibility for multi-generational living, rental income potential, or a modern city lifestyle. Recent upgrades add even more value and peace of mind, including a new HVAC system, condenser unit, hot water heater, and modernized appliances helping to reduce maintenance concerns while enhancing day-to-day comfort. Located just minutes from the vibrant energy of Downtown Baltimore, the upscale waterfront attractions of Harbor East and the renowned Johns Hopkins University, convenience is at your doorstep. Enjoy quick access to dining, shopping, nightlife, and major commuter routes. With strong rental demand in the area and proximity to major employers and institutions, this property presents multiple exit strategies, perfect as a primary residence, long-term rental, or short-term/mid-term housing opportunity. Don’t miss your chance to secure a well-located Baltimore property with endless potential.

Getting Around

82
WalkingVery Walkable
90
TransitRider's Paradise
68
BikeBikeable

Schools

1/10

Construction

Condition

  • Year built: 1982

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Federal
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Disposal,Refrigerator,Oven/Range - Gas,Oven,Dishwasher,Dual Flush Toilets,Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bathroom - Tub Shower,Bathroom - Walk-In Shower,Ceiling Fan(s),Combination Dining/Living,Dry Wall
  • Flooring: Hardwood,Laminate,Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,451

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,451
  • Total interior livable area: 1,451 sqft

Property

Accessibility

  • Accessibility features: Accessible Doors

Details

  • Parcel number: 0310121188 012
  • Zoning: R-8
  • Special condition: Standard
  • Other equipment: Negotiable
  • Exclusions: See Disclosures

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Parking

  • Total spaces: 1
  • Parking features: Driveway,Parking Lot,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,031$12,372
Home Insurance *$146$1,752
Property Taxes $396$4,752
Electricity $281$3,374
Total$1,854$22,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,565/yr
40% on housing$55,620/yr
45% on housing$49,440/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 21202$178
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21202$292
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$214,900
2026-04-06Listed for sale$219,900
2007-08-21Sold$150,000
2001-06-06Sold$66,000

For Sale by Agent

AgentCory Hudson
BrokerageBerkshire Hathaway HomeServices PenFed Realty

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