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1109 W 40th St, Baltimore, MD, 21211

2beds
2baths
944sqft
$277,000
$293price/sqft
$2,106/moest. monthly cost
$84,240/yrincome needed

About This Home

Tucked away on a magical side street in the heart of Hampden, this charming home offers the perfect balance—close enough to enjoy all the neighborhood’s vibrant shops, restaurants, and entertainment, yet peacefully tucked away from the hustle and bustle. Inside, you’ll find stylish LVT flooring, an updated kitchen and bath, and a finished lower level that provides valuable additional living space. The energy-efficient mini-split system offers comfortable heating and cooling year-round. Relax with your morning coffee or unwind in the evening on the inviting front porch, the perfect spot for chatting with neighbors. Out back, the sweet, petite yard is ideal for container gardens, summer tomatoes, grilling, or giving your four-legged friends a place to play. Finished in contemporary colors that feel fresh, bright, and welcoming, this home is a true midsummer treat. Move right in and start enjoying everything Hampden has to offer!

Getting Around

96
WalkingWalker's Paradise
65
TransitGood Transit
72
BikeVery Bikeable

Schools

Construction

Condition

  • Year built: 1927

Materials

  • Foundation: Other
  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2020

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range - Gas,Washer,Dryer,Microwave,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Lower

Features

  • Ceiling Fan(s),Floor Plan - Traditional,Formal/Separate Dining Room
  • Flooring: Carpet
  • Finished area above ground: 944

Heating & Cooling

  • Heating features: Wall Unit,Baseboard,Electric
  • Cooling features: Ductless,Electric

Interior Area

  • Total structure area: 944
  • Total interior livable area: 944 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0313023565 039E
  • Zoning: R-7
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Porch,Deck,Patio
  • Fencing: Full

Lot

  • Lot size: 1,265 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,400$16,800
Home Insurance *$109$1,308
Property Taxes $316$3,792
Electricity $281$3,374
Total$2,106$25,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,205/yr
40% on housing$63,180/yr
45% on housing$56,160/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$293This listing

vs Other Active Listings

Avg $/sqft

ZIP 21211$134
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21211$211
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$277,000
2021-04-02Sold$188,000
2021-01-08Sold$188,000
2020-12-02Pending sale$194,900
2020-11-02Price change$194,900
2020-10-07Price change$199,999
2020-09-17Price change$204,900
2020-08-27Price change$209,900
2020-07-30Price change$214,900
2020-06-19Listed for sale$219,900

For Sale by Agent

AgentBill Magruder
BrokerageLong & Foster Real Estate, Inc.

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