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1908 Madison Ave, Baltimore, MD, 21217

5beds
4baths
3,190sqft
$290,000
$91price/sqft
$2,706/moest. monthly cost
$108,240/yrincome needed

About This Home

Historic brownstone located in Madison Park, offering significant upside and long-term equity potential. This large, character-rich property features 5 bedrooms and 4 baths (2 full, 2 half) and presents a true value-add renovation opportunity in a strong historic neighborhood with resale values reaching $700K+. Architectural highlights include cathedral ceilings, original tin ceilings, glass transoms, inlay hardwood floors, pocket doors, chair rail, and detailed wall moldings throughout. The main kitchen features a center island, while the home also offers walk-in and walkthrough closets, dual vanity, ceiling fans, and skylights. The basement boasts high ceilings, two fireplace mantels, and an existing second kitchen, creating excellent potential for conversion to an in-law suite or auxiliary living space. The basement powder room is generously sized and can be converted into a full bath, adding additional flexibility and value. Radiator gas heat and a new roof provide strong foundational upgrades. Situated on a quiet cul-de-sac street across from the cathedral, this property offers a rare combination of historic charm, scale, and redevelopment potential in one of Baltimore’s most desirable historic neighborhoods. Ideal for homeowners who would a habitable equity opportunity or investors seeking character, scale, and equity upside as well!

Getting Around

89
WalkingVery Walkable
85
TransitExcellent Transit
54
BikeBikeable

Schools

1/10
Renaissance AcademyGrades 9-120.4 mi

Construction

Condition

  • Property condition: Average,Below Average
  • Year built: 1920

Materials

  • Foundation: Block
  • Roof: Rubber
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Refrigerator,Gas Water Heater

Basement

  • Area: 1170

Basement

  • Has basement: Yes
  • Basement: Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bathrooms: 1

Features

  • 2nd Kitchen,Bathroom - Tub Shower,Breakfast Area,Built-in Features,Ceiling Fan(s),Combination Kitchen/Dining,Curved Staircase,Crown Molding,Exposed Beams,Floor Plan - Traditional,Kitchen Island,Dry Wall,High Ceilings,Plaster Walls
  • Flooring: Ceramic Tile,Hardwood,Wood
  • Finished area below ground: 0
  • Finished area above ground: 3,190

Heating & Cooling

  • Heating features: Radiator,Natural Gas
  • Cooling features: Window Unit(s),Electric

Interior Area

  • Total structure area: 4,360
  • Total interior livable area: 3,190 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0314030323 005
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Four
  • Stories: 4
  • Pool features: None

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance *$243$2,916
Property Taxes $591$7,092
Electricity $406$4,877
Total$2,706$32,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,777/yr
40% on housing$81,180/yr
45% on housing$72,160/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$91This listing

vs Other Active Listings

Avg $/sqft

ZIP 21217$86
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21217$1,279
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$345,000
2026-04-03Listed for sale$360,000

For Sale by Agent

AgentAngelo Cooper
BrokerageKeller Williams Legacy

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