2103 McCulloh St, Baltimore, MD, 21217
About This Home
***Up to $37,000 in potential Baltimore City grants with over 50k in INSTANT EQUITY !*** This home may qualify for Vacant to Value, CHAP, Live Near Your Work, Buy Back the Block, and the First-Time Homebuyer Incentive Program — real funds that can significantly reduce your upfront costs. Fully renovated 5BR, 4.5BA home offering incredible flexibility for homeowners and investors alike. Ideal for house hacking, multi-generational living, or buyers who want space to grow. Two bedrooms feature private baths, creating strong rental potential, while additional bedrooms offer income or home office options. Move-in ready with modern finishes, open living areas, and abundant natural light. A smart opportunity with built-in options and income potential. Schedule your tour today.
Getting Around
Very Walkable
Excellent Transit
BikeableSchools
Construction
Condition
- Property condition: Excellent,Very Good,Good
- Year built: 1920
Materials
- Foundation: Concrete Perimeter
- Roof: Unknown
- Construction materials: Concrete
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Built-In Range,Dishwasher,Disposal,Exhaust Fan,Refrigerator,Oven/Range - Electric,Stainless Steel Appliance(s),Cooktop,Electric Water Heater
- Laundry features: Hookup,Has Laundry,In Basement,Laundry Room
Basement
- Has basement: Yes
- Basement: Finished
Bathroom1
- Level: Upper
- Area: 54
- Dimensions: 9 X 6
Bathroom2
- Level: Upper
- Area: 15
- Dimensions: 3 X 5
Bathroom3
- Level: Upper
- Area: 28
- Dimensions: 4 X 7
Bedroom1
- Level: Upper
- Area: 99
- Dimensions: 9 X 11
Bedroom2
- Level: Upper
- Area: 99
- Dimensions: 11 X 9
Bedroom3
- Level: Upper
- Area: 63
- Dimensions: 9 X 7
Bedroom4
- Level: Lower
- Area: 90
- Dimensions: 10 X 9
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Bonus Room
- Level: Lower
- Area: 187
- Dimensions: 17 X 11
Dining Room
- Features: Recessed Lighting,Flooring - Laminate Plank
- Level: Main
- Area: 126
- Dimensions: 14 X 9
Features
- Bathroom - Stall Shower,Bathroom - Tub Shower,Ceiling Fan(s),Combination Kitchen/Dining,Kitchen Island,Recessed Lighting,Walk-In Closet(s),High Ceilings
- Door features: Six Panel
- Window features: Energy Efficient
- Flooring: Carpet,Hardwood,Wood
- Finished area below ground: 0
- Finished area above ground: 2,145
Half Bath
- Level: Main
- Area: 16
- Dimensions: 4 X 4
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,860
- Total interior livable area: 2,145 sqft
Kitchen
- Features: Granite Counters,Flooring - Laminate Plank,Kitchen Island,Recessed Lighting
- Level: Main
- Area: 132
- Dimensions: 12 X 11
Laundry
- Level: Lower
- Area: 15
- Dimensions: 3 X 5
Living Room
- Features: Flooring - Laminate Plank,Recessed Lighting
- Level: Main
- Area: 187
- Dimensions: 17 X 11
Other
- Level: Upper
- Area: 42
- Dimensions: 7 X 6
Other
- Level: Lower
- Area: 35
- Dimensions: 7 X 5
Primary Bathroom
- Level: Upper
- Area: 54
- Dimensions: 6 X 9
Primary Bedroom
- Features: Ceiling Fan(s),Flooring - Carpet,Window Treatments
- Level: Upper
- Area: 165
- Dimensions: 15 X 11
Property
Accessibility
- Accessibility features: Other
Details
- Parcel number: 0314040310 025
- Attached to another structure: Yes
- Zoning: R-8
- Special condition: Standard
- Exclusions: Staging Furnitures
Features
- Levels: Four
- Stories: 4
- Pool features: None
- Patio & porch: Deck
- Exterior features: Lighting,Sidewalks,Street Lights
Lot
- Lot size: 2,227 sqft
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,713 | $20,556 |
| Home Insurance * | $284 | $3,408 |
| Property Taxes | $665 | $7,980 |
| Electricity | $281 | $3,374 |
| Total | $2,943 | $35,316 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Price change | $379,800 |
| 2026-05-07 | Price change | $379,900 |
| 2026-04-25 | Price change | $389,900 |
| 2026-04-22 | Price change | $394,900 |
| 2026-03-05 | Listed for sale | $399,900 |
| 2026-02-24 | Listing removed | $427,742 |
| 2026-02-11 | Price change | $427,742 |
| 2026-01-09 | Price change | $438,979 |
| 2026-01-07 | Price change | $448,979 |
| 2025-11-24 | Price change | $449,999 |
| 2025-11-21 | Listed for sale | $450,000 |
| 2024-07-02 | Sold | $23,000 |
| 2010-05-25 | Sold | $19,000 |
| 2010-04-23 | Price change | $29,000 |
| 2010-04-09 | Listed for sale | $36,000 |
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