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416 Mosher St, Baltimore, MD, 21217

5beds
3baths
2,252sqft
$374,900
$166price/sqft
$3,232/moest. monthly cost
$129,280/yrincome needed

About This Home

Builder-Owner Renovation | End-of-Group on Marble Hill's Strongest Block Offered by the original builder-owner, this end-of-group Federal rowhome at 416 Mosher has been meticulously maintained since its full renovation — not a flip, but a property built to the owner's own standard. Five bedrooms and three full baths across four finished levels, with the added width and natural light that only an end-unit delivers. The main level features an expansive kitchen with extra-tall cabinetry, stainless steel appliances, and an open layout ideal for entertaining. Hardwood floors, central air, and forced-air gas heat throughout. The 400 block of Mosher sits in the heart of the Marble Hill Historic District — the most established block in the neighborhood — and still carries an active CHAP tax credit, significantly reducing the annual tax burden for the next owner. Located just over a mile from the Harbor and minutes from the cultural corridor along Pennsylvania Avenue, with easy access to downtown, MICA, and the University of Maryland. This is a rare opportunity to purchase a turnkey end-of-group home directly from the owner who built it. Offered at $384,900 | Ground Rent | FHA, VA, Conventional & Cash Welcome.

Getting Around

90
WalkingWalker's Paradise
87
TransitExcellent Transit
58
BikeBikeable

Schools

1/10
Renaissance AcademyGrades 9-120.1 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Federal
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 800

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,252

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,052
  • Total interior livable area: 2,252 sqft

Property

Accessibility

  • Accessibility features: 2+ Access Exits

Details

  • Parcel number: 0314120363 044
  • Zoning: R-8
  • Special condition: Standard

Features

  • Levels: Four
  • Stories: 4
  • Pool features: None

Lot

  • Lot size: 1,305 sqft
  • Features: Urban

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,895$22,740
Home Insurance *$314$3,768
Property Taxes $737$8,844
Electricity $286$3,443
Total$3,232$38,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,811/yr
40% on housing$96,960/yr
45% on housing$86,186/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 21217$85
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21217$1,279
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$384,900
2026-02-02Listing removed$374,900
2025-11-25Price change$374,900
2025-09-05Listed for sale$394,900
2022-05-12Listing removed--
2022-03-23Listed for rent$2,650
2019-09-05Listing removed$2,300
2019-06-20Listed for rent$2,300
2010-08-19Sold$15,000
2010-04-24Sold$93,000
2008-02-04Sold$130,000
2003-06-30Sold$56,000
2003-01-15Sold$73,349

For Sale by Agent

AgentAustin Carroll
BrokerageKeller Williams Legacy

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