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2407 Chelsea Ter, Baltimore, MD, 21216

4beds
2baths
1,926sqft
$349,900
$182price/sqft
$2,654/moest. monthly cost
$106,160/yrincome needed

About This Home

Welcome to 2407 Chelsea Terrace, where fresh renovations, comfortable spaces, and room to make memories come together. Step inside and immediately feel how naturally this home flows. With nearly 2,000 square feet, 4 bedrooms, and 2 full bathrooms, there’s space to spread out while still feeling connected. Imagine mornings gathered around the kitchen, evenings relaxing in the living room, and weekends hosting friends and family with the open living, dining, and kitchen areas bringing everyone together. The renovated kitchen is ready to be the heart of the home, featuring sleek countertops, modern finishes, and updated appliances that make everything from quick breakfasts to holiday dinners feel effortless. When it’s time to unwind, four bedrooms offer flexibility for family, guests, a home office, or whatever fits your lifestyle. Downstairs, the finished basement gives you even more room to create your own space, whether that means movie nights, a game room, home gym, or additional entertaining area. Outside, the spacious yard is ready for summer cookouts, celebrations, or quiet evenings under the stars. And when it’s time to head out, convenient access to major commuter routes and transportation keeps Baltimore and the surrounding area within easy reach. Beautifully renovated, spacious, and ready for its next chapter. All that’s missing at 2407 Chelsea Terrace is you. Welcome home!

Getting Around

62
WalkingSomewhat Walkable
59
TransitGood Transit
34
BikeSomewhat Bikeable

Schools

4/10
1/10
Forest Park High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1915

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 720

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,926

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,646
  • Total interior livable area: 1,926 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0315282828 009
  • Zoning: R-3
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 7,200 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$205$2,460
Property Taxes $399$4,788
Electricity $281$3,374
Total$2,654$31,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,994/yr
40% on housing$79,620/yr
45% on housing$70,773/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 21216$71
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21216$110
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Listed for sale$340,000
2026-08-13Listing removed$349,900
2026-07-19Price change$349,900
2026-06-16Price change$355,000
2026-05-29Listed for sale$365,000
2026-03-04Sold$165,000
2026-01-27Pending sale$197,000
2026-01-19Listed for sale$197,000
2014-07-25Listing removed$39,900
2014-06-15Pending sale$39,900
2014-02-20Price change$39,900
2014-01-16Listed for sale$59,900
2013-12-09Listing removed$59,900
2013-09-20Pending sale$59,900
2013-09-10Listed for sale$59,900

For Sale by Agent

AgentKevin Brown
BrokerageSamson Properties

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