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2631 Loyola Northway, Baltimore, MD, 21215

4beds
3baths
2,148sqft
$275,000
$128price/sqft
$2,332/moest. monthly cost
$93,280/yrincome needed

About This Home

Nestled in the charming Greenspring community, this exquisite interior row townhouse embodies the perfect blend of modern luxury and traditional elegance. Recently renovated in 2023, every detail has been thoughtfully curated to create a warm and inviting atmosphere that feels like home. As you step inside, you are greeted by an open-concept living space that seamlessly combines the dining and living areas, perfect for both entertaining and everyday living. The luxury vinyl plank flooring flows throughout, offering both durability and a sophisticated aesthetic. Natural light pours in through the screened windows, enhancing the inviting ambiance of the home. The heart of this residence is undoubtedly the gourmet kitchen, featuring high-end appliances including a built-in microwave, electric oven/range, and a sleek dishwasher. The combination kitchen/dining area is designed for culinary enthusiasts, providing ample space for meal preparation and casual dining. Imagine hosting dinner parties or enjoying quiet meals with loved ones in this beautifully appointed space. Cozy up in the living area, where a charming fireplace serves as a focal point, adding warmth and character to the home. Whether it's a chilly evening or a festive gathering, this space is perfect for creating lasting memories. The fully finished basement offers additional living space, ideal for a home office, entertainment area, or personal retreat. With its excellent condition and modern finishes, this area is versatile and ready to adapt to your lifestyle needs. Step outside onto the deck, where you can unwind and enjoy the fresh air, perfect for morning coffee or evening relaxation. The low-maintenance outdoor space allows you to spend more time enjoying life and less time on upkeep. Parking is a breeze with a concrete driveway and additional off-street options, ensuring convenience for you and your guests. This property not only boasts high-end features but also offers an exclusive lifestyle in a sought-after neighborhood. With its prime location and luxurious finishes, this townhouse is a rare find that promises comfort, style, and a true sense of home. Experience the perfect blend of modern living and traditional charm in this stunning residence.

Getting Around

72
WalkingVery Walkable
71
TransitExcellent Transit
30
BikeSomewhat Bikeable

Schools

1/10
Park Heights AcademyGrades PK-50.4 mi
10/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 1920

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2023

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Built-In Range,Dishwasher,Oven/Range - Electric,Electric Water Heater
  • Laundry features: Lower Level,Dryer In Unit,Washer In Unit,Has Laundry,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom1

  • Level: Lower

Bathroom1

  • Level: Upper

Bedroom1

  • Level: Lower

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s),Combination Dining/Living,Combination Kitchen/Dining,Dining Area
  • Window features: Screens
  • Flooring: Luxury Vinyl,Tile/Brick
  • Finished area below ground: 716
  • Finished area above ground: 1,432

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,148
  • Total interior livable area: 2,148 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Lower

Living Room

  • Level: Main

Utility Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0315343347F031
  • Zoning: R-6
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck,Porch

Lot

  • Lot size: 1,962 sqft

Parking

  • Total spaces: 1
  • Parking features: Concrete,Driveway,Off Street,On Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather
Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$151$1,812
Property Taxes $510$6,120
Electricity $281$3,374
Total$2,332$27,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,954/yr
40% on housing$69,960/yr
45% on housing$62,186/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 21215$90
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21215$153
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-22Listed for sale$275,000
2025-05-18Listing removed$2,500
2025-04-19Listed for rent$2,500
2025-04-03Listing removed$2,500
2025-03-13Listed for rent$2,500
2023-05-30Listing removed$350,000
2023-05-12Listed for sale$350,000
2022-11-28Sold$129,900
2022-09-01Sold$76,500
2022-07-07Listed for sale$129,900
2004-12-08Sold$32,000
2002-08-30Sold$4,500

For Sale by Agent

AgentWinfield Willis
BrokerageBull Development Company, Inc.

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